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Eglin FCU Payment Services

Bill Payer
Schedule as many one-time or recurring payments as you like up to a year in advance. Log into Online Banking or the Mobile App to set up your Bill Payer account today.
ACH Origination
ACH Origination allows you to make electronic payments to your loans at other institutions, or pay your Eglin FCU loan with funds automatically transferred from your account at another institution.
Periodic Transfer of Funds (PTOF)
Arrange for an automatic transfer of funds from shares at Eglin FCU to other Eglin FCU share suffixes or loan suffixes.
Online Payments
Make online payments from your other financial institution to your Eglin FCU loan or credit card.
Payment Center
Make a deposit to your Eglin FCU Checking or Savings account from a Checking Account at another financial institution.
Pay by Phone
Make a deposit or payment to your Eglin FCU account with your non-Eglin FCU debit or credit card (excludes Visa).
Mobile Wallets
Our debit and credit cards can be used in conjunction with Apple PayTM, Samsung Pay® and Google PayTM.
Courtesy Pay
Members with qualified Premium Checking Accounts may authorize the Credit Union to pay for debit card purchases made at a store, online or by telephone when there are not available funds in the account.
Overdraft Protection
Overdraft Protection (ODP) for your Eglin FCU Checking Account can prevent returned checks and declined purchases.
Direct Deposit
Automatically transfer all or some of your paycheck to your Eglin FCU Accounts electronically.
CO-OP Network
CO-OP Shared Branch & ATMs connect credit unions from across the country to provide access to your funds wherever you may be.
Video Teller Machines
We are excited about our new Video Tellers.

Frequently Asked Questions

How can I set up a wire transfer?
Visit your local branch or call 850.862.0111, Option 4, to send outgoing wires and refer to the Service Fee Schedule for related fees. We do not offer Foreign Wire Transfers. To set up an outgoing domestic wire transfer from your Eglin Federal Credit Union account to another institution, you will need to provide the following information:

  • Name of receiving financial institution
  • Routing Number of receiving financial institution
  • Name and Routing number of Intermediary financial institution, if applicable (Contact receiving financial institution for complete wire instructions).
  • Recipient Name
  • Recipient Address
  • Recipient Account Number
  • Any Special Instructions

Can I set up a Western Union transfer?
We do not directly partner with Western Union, however we can assist you with sending money through a domestic bank wire transfer. See our service fees page for the current fee for domestic bank wires. We do not currently initiate international wires.

How can I transfer funds from my Eglin FCU account to my other financial institution?
To transfer funds from your Eglin FCU account to your deposit or share account at another financial institution, contact an Eglin FCU representative by calling 850.862.0111, Option 4, or visiting a branch.

Do you offer Cashier's Checks?
Yes, the Credit Union offers Cashier’s Checks. We also offer Credit Union Checks (also called Official Checks or Teller Checks) that may be issued up to the available balance in a member’s account. Both Cashier’s Checks and Credit Union Checks are treated as guaranteed funds because they are drawn on the Credit Union’s account. Funds are transferred from the member’s account to the Credit Union’s account, and the check is made payable to a specified recipient. Both types of checks offer convenient payment options when personal checks or other forms of payment aren’t accepted by a payee. Cashier’s Checks tend to be the preferred payment method in brokerage or real estate transactions. Up to three Credit Union Checks can be requested each month at no cost for members. A fee is charged for Cashier’s Checks. Both Cashier’s Checks and Credit Union Checks are free for seniors. You may request Cashier’s Checks and Credit Union Checks at any branch location during business hours. To see Service Fees, go to eglinfcu.org/fees.

Can I wire funds internationally?
Eglin Federal Credit Union only offers domestic wires and doesn't offer international wire services. Wires may, however, be sent to U.S. military installations that are located in a foreign country. These wires must be delivered to a financial institution located on the U.S. military base and funds must be in U.S. dollars.

How can I deposit cash after hours or on weekends?
We have many local ATMs along with thousands of other ATMs in our surcharge-free network that accept cash or check deposits 24/7. We also provide safe, convenient depository boxes at all branch locations for making cash deposits after hours and on weekends. Funds deposited in an ATM may not be available for immediate withdrawal. Please refer to your financial institution’s rules governing funds availability for details.

What is a money order?
A money order is a prepaid paper document used to pay for goods or services, guaranteed by the issuer, often used for secure and convenient payments where cash or personal account information is not desired. You purchase it from credit unions like Eglin FCU, banks, post offices, or stores, fill in the recipient's details, and keep the receipt. Money orders are useful for sending money without revealing sensitive information. To request a money order, please visit one of our local branches during business hours. See our Service Fee Schedule for current pricing.

What is a bank draft?
A bank draft is a payment instrument issued by a bank, similar to a check, but drawn on the bank's own funds, making it more secure than a personal check. At Eglin FCU, we do not offer bank drafts because we are a credit union, not a bank. Instead, we provide Cashier's Checks and Teller Checks. To request one, please visit a branch during business hours. Refer to our Service Fee Schedule for current pricing.