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ACCOUNT SERVICES

Payroll Deductions

Periodic Transfer of Funds (PTOF)

ACH Origination



ELECTRONIC SERVICES

Master MoneyTM Debit Card

ATM Card

Home Branch

ePayments

eStatements

Bill Payer Service

Direct Line (Phone)



MEMBER SERVICES

American Express Gift Cards

BALANCE - Financial Counseling

Free Notary Service

Safe Deposit Boxes

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Service Fees

Effective as of Wednesday, April 23, 2014. All service fees are subject to change.

Membership Free 
Account Reassignment Fee 20.00

Services
Traveler's Checks:
One Traveler 1% of total purchase
Two Travelers 2% of total purchase
American Express Gift Card $3.00
  Money Order (maximum $500) 1.00
  Cashier Check 2.00
Credit Union Check:
First three per month .00
Over three per month (each) 1.00
Notary Service .00
One-time Electronic Payment or Deposit By
Web 3.00
Telephone 10.00
Wire Transfer
Domestic Bank 20.00
Western Union Commercial Money Order (Maximum $8,000) 15.50 and up
ATM or Debit Cards:
1st two cards .00
Each additional card 5.00
ATM Network Transaction (non-EFCU ATMs) 1.00
ATM Inquires (non-EFCU ATMs) .50
International Transaction Fee 1.1% of Transaction Amount
Non-Sufficient Funds (NSF) item/deposited checks
and other items returned unpaid (each) 28.00
Stop Payment 28.00
Overdraft Protection Transfer .00
Courtesy Pay (learn more) 28.00
paying an item that overdraws your checking account
Document Copy 1.00
Account Research 15.00 per hour
Account Reconciliation 1.50 per page
Copy of Statement (current month to date) 1.00
Dormant Fee Quarterly (Effective December 2012) 12.00
Abandoned Property Handling Fee 50.00
Garnishments and Levys 50.00
Amortization Schedule for non-EFCU loans 3.00
STAR TELLER Direct Line Service .00
Home Branch (online banking) Service .00
Bill Payer Service
With 3 completed transactions each month FREE
Less than 3 completed transactions each month 5.00
Premium Checking FREE
Basic Share Checking (learn more)
Account Opening Fee 5.00
Monthly Service Fee 5.00

Check Printing
Share Checking
EFCU Custom (150) 17.00
EFCU Independence - Single Checks (120) 17.00
Designer - Prices vary based on style
Starter Kit (8) FREE
Money Market Checks
Starter Kit (8) FREE
Personalized (20) 10.00
X-Press Chex (20) FREE
Home Equity LOC Checks (20) FREE
For other pricing and styles go to Reorder Checks Online.

Loans
Optional Payment Protection Insurance per $1000 unpaid loan balance per month:
Credit Life Single     $0.98
Credit Life Joint     $1.67
Credit Disability Single     $1.40
Credit Disability Joint     $2.45

Optional Guaranteed Asset Protection (GAP) on loans for Autos, Trucks, Vans, Motorcycles and Personal Watercraft is $325.

Late Fee: 20% of interest due, minimum of $10.00. (Effective January 1, 2013)

Skip-a-Pay

    $20.00

COINSTAR Coin Counting Services - 8.9% of coins counted, members pay 4%.


Safe Deposit Box Annual Rental
Box Size Annual Cost Seniors Cost*
3X5 $20.00 $15.00
3X10 $35.00 $30.00
5X10 $60.00 $55.00
10X10 $105.00 $100.00



   
NCUA  We do business in Accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

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