Service Fees

This schedule of Service Fees is incorporated as part of your Understanding Your Share Account booklet with Eglin Federal Credit Union. The following service fees may be assessed against your account and the following transaction limitations, if any, apply to your account.

Current as of Sunday, October 24, 2021. All service fees are subject to change.

 Account Service Fees

Online Banking $0.00
Star Teller Direct Line $0.00

 Debit & ATM Card Fees

ATM/Debit: 1st two cards $0.00
ATM/Debit: Each additional card $5.00
ATM/Debit: ATM Network Transaction (non-EFCU ATMs) $1.00
ATM/Debit: ATM Inquiries (non-EFCU ATMs) $0.50
ATM/Debit: International Transaction Fee $0.00

 Check & Money Order Fees

Cashier's Check $2.00
Credit Union Check: First 3 per month $0.00
Credit Union Check: Over 3 per month (each) $1.00
Money Order (max $500) $1.00
Temporary Checks (3) $1.00

 Check Printing Fees*

Share Checking: EFCU Custom - Duplicate (100) $17.00
Money Market Checks: Personalized Duplicates (40) $10.00
Signature Line of Credit Checks (25) $0.00
*Enhanced Check Delivery for outside Continental US - $9.75. Initial check order must be done at an EFCU Branch or through Member Services. Once you have placed an initial order, you will be able to reorder checks online through Online Banking by selecting "Reorder Checks" under the "eServices" tab. Prices vary by style and quantity.

 COINSTAR® Coin Counting Service Fees

Members 4% of total coin value counted
Non-Members 8.9% of total coin value counted

 Payment & Transfer Fees

Bill Payer - With 3 or more completed transactions monthly $0.00 Monthly
Bill Payer - With less than 3 completed transactions monthly $5.00 Monthly
Courtesy Pay (learn more) - Paying an item that overdraws your checking account $28.00
ePayment to EFCU By Web (from non-EFCU Accounts) $3.00
ePayment to EFCU By Telephone (from non-EFCU debit/credit cards) $10.00
Nonsufficient Funds (NSF) / Returned Deposit Item $28.00
Overdraft Protection Transfer $0.00
Stop Payment $28.00
Domestic Bank Wire Transfer $20.00

 Research, Documentation & Handling Fees

Abandoned Property Handling Fee $50.00
Account Reassignment Fee $20.00
Account Research (per hour, 1 hour minimum $15.00
Amortization Schedule for non-EFCU loans $3.00
Copy of Statement (Current month to date) $1.00
Document Copy $1.00
Dormant Account Fee - Quarterly $12.00
Garnishments & Levies $50.00
Notary Service $0.00

 Safe Deposit Box Fees

Box Size Annually Seniors* Late Fee
3" x 5" x 24" $20 $15 $3
3" x 10" x 24" $35 $30 $6
5" x 10" x 24" $60 $55 $10
10" x 10" x 24" $105 $100 $10
  • A $10 key deposit is required for all safe deposit box rentals.
  • Re-Key Fee: $10
  • Drill Fee: $175

*Members who qualify for Senior Benefits are eligible for a $5.00 discount on the annual rental fee for any size safe deposit box.