Branches & ATMs | 9 Local Branches, 28,000 Surcharge Free ATMs, Shared Branching, & More

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Branch Locations

Open Monday through Friday - Closed on Federal Holidays

To call a specific branch, dial 850.862.0111 or 800.367.6159 and then the associated extension.

Bluewater Bay 4558 Highway 20 Niceville, FL 32578 (Map) Extension 2141		Lobby 9:00 - 5:00 Drive-Up 9:00 - 5:00 Mon-Thurs 9:00 - 6:00 Friday

Destin 180 Main St Destin, FL 32541 (Map) Extension 2341		Lobby 9:00 - 5:00 Drive-Up 9:00 - 5:00 Mon-Thurs 9:00 - 6:00 Friday

Eglin AFB Building 601 Eglin Blvd Eglin AFB, FL 32542 (Map) Extension 2441		Lobby 8:30 - 4:30 Drive-Up 8:30 - 5:00 Mon-Fri

Fort Walton Beach 838 Eglin Pkwy NE Ft Walton Beach, FL 32547-2781 (Map) Extension 1141		Lobby 9:00 - 5:00 Drive-Up 9:00 - 5:00 Mon-Thurs 9:00 - 7:00 Friday

Hurlburt Field Building 91016 108 Lielmanis Ave Hurlburt Field, FL 32544 (Map) Extension 2541		Lobby 8:30 - 4:30 Drive-Up 8:30 - 5:00 Mon-Fri

Mary Esther 321 Hollywood Blvd Mary Esther, FL 32569 (Map) Extension 2641		Lobby 9:00 - 5:00 Drive-Up 9:00 - 5:00 Mon-Thurs 9:00 - 7:00 Friday

Navarre 9830 Navarre Pkwy Navarre FL 32566 (Map) Extension 2741		Lobby 9:00 - 5:00 Drive-Up 9:00 - 5:00 Mon-Thurs 9:00 - 6:00 Friday

North Crestview 1127 Industrial Dr. Crestview, FL 32539 (Map) Extension 2841		Lobby 9:00 - 5:00 Drive-Up 9:00 - 5:00 Mon-Thurs 9:00 - 6:00 Friday

South Crestview 1498 S. Ferdon Blvd Crestview, FL 32536 (Map) Extension 2241		Lobby 9:00 - 5:00 Drive-Up 9:00 - 5:00 Mon-Thurs 9:00 - 6:00 Friday

Click logos for Network ATM locations:

Withdrawals from ATMs are limited to $500 per day. Point-of-sale transactions (purchases) have a daily limit of $3,000 if made in person and a $500 daily limit if made by phone or mail. Lower limits will apply if the ATM or POS terminal is unable to access our computer for authorization.
A word of caution about using your EFCU Debit card for recurring monthly payments. To cancel a service or stop payment of a transaction made on the Internet or by phone with your debit card, you must contact the merchant or service provider for action.

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