Branches & ATMs
Surcharge-Free
ATMs
ATMs
EFCU
ATMs
ATMs
EFCU
Branches
Branches
Branch Locations & Hours
Open Monday - Friday, closed on federal holidays. To call a specific branch, dial 850.862.0111 or 800.367.6159 and then the associated 4-digit extension.
Please send any and all loan payments to our main branch at 838 Eglin Parkway NE, Fort Walton Beach, FL 32547.
Please send any and all loan payments to our main branch at 838 Eglin Parkway NE, Fort Walton Beach, FL 32547.
EFCU ATMs
Click the name of the city to see a list of ATMs in that area.
7th SFG
Camp Rudder
Crestview
Defuniak Springs
Destin
Duke Field
Eglin AFB
Fort Walton Beach
Hurlburt Field
Mary Esther
Navarre
Navy EOD School
Niceville
Withdrawals from ATMs are limited to $500 per day. Point-of-sale transactions (purchases) have a daily limit of $3,000 if made in person and a $500 daily limit if made by phone or mail. Lower limits will apply if the ATM or POS terminal is unable to access our computer for authorization.
A word of caution about using your EFCU Debit card for recurring monthly payments. To cancel a service or stop payment of a transaction made on the Internet or by phone with your debit card, you must contact the merchant or service provider for action.
A word of caution about using your EFCU Debit card for recurring monthly payments. To cancel a service or stop payment of a transaction made on the Internet or by phone with your debit card, you must contact the merchant or service provider for action.
Surcharge-Free ATMs
Click the name of the city to see a list of ATMs in that area.
Baker
Bonifay
Brewton
Cantonment
Chipley
Choctaw Beach
Cottondale
Crestview
Defuniak Springs
Destin
Enterprise
Flomaton
Florala
Foley
Fort Walton Beach
Gulf Breeze
Laurel Hill
Luverne
Lynn Haven
Marianna
Mary Esther
Milton
Molino
Navarre
Niceville
Opp
Orange Beach
Pace
Panama City
Paxton
Pensacola
Pensacola Beach
Ponce de Leon
Santa Rosa Beach
Sneads
Stapleton
Valparaiso
Wausau
Click the logos shown below for more Network ATM Locations:
Withdrawals from ATMs are limited to $500 per day. Point-of-sale transactions (purchases) have a daily limit of $3,000 if made in person and a $500 daily limit if made by phone or mail. Lower limits will apply if the ATM or POS terminal is unable to access our computer for authorization.
A word of caution about using your EFCU Debit card for recurring monthly payments. To cancel a service or stop payment of a transaction made on the Internet or by phone with your debit card, you must contact the merchant or service provider for action.
A word of caution about using your EFCU Debit card for recurring monthly payments. To cancel a service or stop payment of a transaction made on the Internet or by phone with your debit card, you must contact the merchant or service provider for action.
CO-OP ATMs
EFCU members pay no surcharge and no network fees at more than 30,000 CO-OP ATMs nationwide. Popular CO-OP ATM Locations include:Publix, Costco, Rite-Aid, 7-Eleven, Circle K, Dunkin Donuts and more.
CO-OP offerings include a Mobile App, Text Locator and Phone Services.
Locate CO-OP ATMs & Learn More About Additional Services
CO-OP offerings include a Mobile App, Text Locator and Phone Services.
CO-OP Shared Branch
Through CO-OP Shared Branch, credit unions from all over the country are connected to give members thousands of convenient locations to perform transactions just as if they were in their home credit union. Whether you are at work, home, or your favorite travel destination, EFCU is always nearby.
CO-OP offerings include a Mobile App, Text Locator and Phone Services.
Locate CO-OP Shared Branches & Learn More About Additional Services
CO-OP offerings include a Mobile App, Text Locator and Phone Services.
