Financial Counseling



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Financial Counselors


Free financial counseling for EFCU members is available through our partnership with BALANCE. Certified financial counselors can help you develop a family budget or short and long term strategies to meet goals and overcome challenges. Counselors are also available to help you set up a Debt Management Plan. They will review your credit report with you to help you understand the information reported, and can give you guidance on correcting errors and improving your credit score. To speak with a BALANCE counselor, call 888.456.2227.

(Available Monday-Thursday 7am-7pm CST, Saturday 10am-7pm CST)
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Financial Education


Whether you are starting school or planning your retirement, BALANCE offers variety of financial educational programs and resources including videos, podcasts, articles and more. Register for a free account at BALANCE today and start learning ways to better manage and protect your finances.

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 Requesting a SAFE Loan

Members seeking a second S.A.F.E. loan are required to take the Free Debt and Budget Coaching Program. To enroll call 888.456.2227. ( Monday-Thursday 7am-7pm CST, Saturday 10am-7pm CST) This course is not offered online.