Eglin Federal Credit Union

Financial Counselors

Certified financial counselors can help you develop a family budget or short and long term strategies to meet goals and overcome challenges. Counselors are also available to help you set up a Debt Management Plan. They will review your credit report with you to help you understand the information reported, and can give you guidance on correcting errors and improving your credit score. To speak with a BALANCE counselor, call 888.456.2227.

(Available Monday-Thursday 7am-7pm CST, Saturday 10am-7pm CST)

Financial Education Resources

Whether you are starting school or planning your retirement, BALANCE offers variety of financial educational programs and resources including videos, podcasts, articles and more. Register for a free account at BALANCE today and start learning ways to better manage and protect your finances.

Visit BALANCE

Upgrade to Premium Checking

You may be eligible for a Premium Checking Account after managing your Basic Checking Account in a responsible manner for at least 1 year and by successfully completing the Get In Balance program and one other BALANCE educational program with scores of 80% or higher. In order to complete the programs you must first register for a free account at BALANCE. Once you have registered an account with BALANCE, login and scroll to the bottom of the 'Programs' page to review the "Get In Balance" program and take the quiz.

Get in BALANCE

Requesting a SAFE Loan

Members seeking a second S.A.F.E. loan are required to take the Free Debt and Budget Coaching Program. To enroll call 888.456.2227.

( Monday-Thursday 7am-7pm CST, Saturday 10am-7pm CST)
This course is not offered online.

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850.862.0111
800.367.6159
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About EFCU
Careers0
Locations
USA PATRIOT Act
Disclosures
Repos0
Foreclosures
Web Policy

Browser Support
Privacy Notice
850.862.0111
800.367.6159
Contact Us
Site Map
Third Party Links

*APR = Annual Percentage Rate.
Routing Number: 263178070
838 Eglin Parkway NE, Fort Walton Beach, FL 32547-2781

© 2017 Eglin Federal Credit Union. Eglin Federal Credit Union is Federally Insured by NCUA. Equal Housing Lender. Equal Opportunity Employer. Information submitted to EFCU via email is not encrypted and may not be secure. Links to other sites are provided as a convenience to our visitors. The Credit Union is not responsible for the availability, content, or privacy practices of any linked site. Images used for representational purposes only; do not imply government endorsement.

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EFCU's Web Policy

Use of Cookies
Eglin Federal Credit Union uses small text files called cookies to collect anonymous Web site traffic data. This information helps improve our Web services. Our cookies do not collect or store any personally identifiable information.

Browser Support

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While most elements of our website will function on earlier versions of the browsers listed above, we highly recommend updating your browser to the current version.

Browser Settings

To maximize your browsing experience on our site, please add eglinfcu.org and billpaysite.com as trusted sites in your browser and, if applicable, in your firewall. For eglinfcu.org you will need to enable Javascript. For Home Branch you will need to enable SSL (encryption) support, cookies (Requires session-only cookies that are returned to the originating server - eglinfcu.org), and secure pages to be saved to the hard disk.

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If you are having trouble viewing Home Branch due to a certificate error then we suggest you download the Microsoft Root Certificate Program.
The Microsoft Root Certificate Program supports the distribution of root certificates, enabling trust among Windows clients. To date, Microsoft has approved nearly one hundred commercial and government CAs for participation in the Program.

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Important Information About Opening a New Account

USA PATRIOT Act
To help fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens or signs on an account.

What This Means For You
When you open an account, we will ask you for your name, physical address, date of birth and other information that will allow us to identify you.

ROUTING & TRANSIT NUMBER

EFCU's Routing & Transit Number for Direct Deposit or any other electronic transfer of funds is 263178070.

Please provide your full 10 digit Account Number when authorizing electronic debits or credits. Your full Account Number consists of: Leading zeros + Account Number + Check Digit (Example - 000_ _ _ _ _ _ _) *5 digit accts will have 4 leading zeros & 6 digit accts will have 3. (Money Market accounts begin with "990")

If you have pre-printed EFCU checks, the Routing & Transit Number and 10 digit Account Number are on the bottom of your checks (see picture below).

If you need to obtain the correct 10 digit Account Number, please use the Check Digit Calculator below:

Check Digit Calculator
Select account type and enter your account number, then press "Tab" on your keyboard to calculate your check digit and full 10-digit account number.

INSURANCE REQUIREMENTS FOR COLLATERAL LOANS

When you received your loan you agreed to maintain adequate insurance coverage. If your insurance information has changed or you receive a letter stating we do not have proper documentation, you should provide us with a copy of your insurance declarations page (not your insurance card). The declarations page must show the following information:

A loss payee naming Eglin FCU as lien holder.
A full collateral description including the Vehicle Identification Number (VIN).
Comprehensive and collision coverage with a maximum $1,000 deductible.
The effective and expiration dates of the coverage.

You can submit your insurance information by:
Fax: 913.268.3178
Mail: Eglin Federal Credit Union
Attn: CPI Department
838 Eglin Parkway NE
Fort Walton Beach FL 32547-2781

If you have any questions, please call 800.476.7330 , Monday through Friday 8am-5:30pm CST.

Third Party Website

Free financial counseling for EFCU members is available through our partnership with BALANCE.

Free financial counseling for EFCU members is available through our partnership with BALANCE.