Personal Signature Loan
This unsecured loan may be available for members who either do not want or do not qualify for a line of credit. The funds can be used for any purpose such as debt consolidation, home or auto repairs, or other unexpected expenses. To learn more or to apply for a Personal Signature Loan, visit a branch or call us at 850.862.0111.
Line of Credit Signature Loan
A Line of Credit Signature loan is an open-end, revolving account with a credit limit established when the loan is opened. You may access the credit limit by writing X-Press Chex, making a cash advance at a teller window, using a debit card at an ATM, or by making a transfer to another suffix in Home Branch. There are no fees for accessing the credit limit. You may also request the Line of Credit be used for overdraft protection for your EFCU Checking account.
EFCU Salary Advance for Emergency (SAFE) Loans are an alternative to payday loans. To learn more or to apply for a SAFE Loan, visit a branch or call us at 850.862.0111.
A member who has difficulty getting approved on their own may consider having a qualified guarantor apply with them. The guarantor must qualify for the loan and agrees to be liable in the event the primary borrower defaults. To learn more or to apply for a Guarantor Loan, visit a branch or call us at 850.862.0111.
Savings Assistance Loan
Our Savings Assistance Loan (SAL) enables individuals to receive up to $2,000 with low monthly payments and a low interest rate. With a good repayment record, the SAL can be great way to rebuild your credit or establish new credit. To learn more or to apply for a SAL, visit a branch or call us at 850.862.0111.
Share Secured Loan
Share Secured Loans are a good way to build credit or make any necessary purchases without spending your savings. Share Secured Loans borrow against your savings in exchange for a low-rate loan, while still earning interest on your savings. To learn more or to apply for a Share Secured Loan, visit a branch or call us at 850.862.0111.
EFCU Debt Protection
Eglin FCU Debt Protection is a voluntary loan protection product that will cancel or waive your loan payment(s) up to the contract maximums if a protected event such as disability, loss of life, or involuntary unemployment occurs.