New & Used Boats

Financing your next boat purchase with EFCU is quick and easy. Whether you are interested in a new or used boat, we offer low rates and flexible terms to meet your needs
Got questions?
Contact us by calling 850.862.0111 (option 2) or email Consumer Loans via secure email.


If you are paying too much on your current boat loan, refinancing through EFCU may be a good choice for you. Apply online and start lowering your monthly payments today.
Got questions?
Contact us by calling 850.862.0111 option 2 or email Consumer Loans via secure email.

Boat Loan Payment Calculator


Disclaimer: Financial calculators are provided to give sample payments for given Annual Percentage Rate and Terms but are not guarantees of credit. There is no guarantee, explicit or implied, regarding the accuracy or applicability to your specific circumstances. All examples are hypothetical and are for illustrative purposes, and are not intended to provide investment advice. Please contact a Member Service Counselor for assistance with your specific loan request.

EFCU Debt Protection

Eglin FCU Debt Protection is a voluntary loan protection product that will cancel or waive your loan payment(s) up to the contract maximums if a protected event such as disability, loss of life, or involuntary unemployment occurs.

NADA Pricing Guide

Research new and used boat pricing, specs, photos and more for anything from power boats to personal watercraft.