The EFCU Debit Card
Accepted at millions of locations worldwide, the EFCU Debit Card with Enhanced Mastercard Benefits offers convenience and security whether you are shopping in stores or online.
Turn Your Debit Card On & Off
Available from the Google Play store or the Apple App Store, the free CardValet® app gives you more control over when, where and how your EFCU Debit Card is used.
Through CO-OP Shared Branch and ATMs, credit unions from all over the country are connected to give members thousands of convenient locations to perform transactions just as if they were in their home credit union. Whether you are at work, home, or your favorite travel destination, EFCU is always nearby.
|• Our debit cards can be used in conjunction with Apple PayTM, Samsung Pay® and Google PayTM. Learn more about digital wallets.|
|• No surcharge or network fee at local EFCU ATMs, Tom Thumb Store ATMs, select MONEYTREE ATMs in the Florida Panhandle, and over 30,000 CO-OP Network ATMs nationwide.
|• Price protection guarantees you the best price on products purchased with an eligible card by refunding the difference if you find a lower price within 60 days of purchase.***|
|• Identity theft resolution services
|• Extended warranty available up to an additional 12 months (with original warranty purchase).***
|• Mastercard® zero liability protects you against unauthorized purchases on your card should your card be lost or stolen.**
|• Mastercard Global ServiceTM provides around-the-clock customer service for all of your account related questions. Contact 800.307.7309
|• Satisfaction Guarantee provides up to $250 per product, if you become dissatisfied with the product within 60 days of purchase and the merchant will not accept a return.***
|• Use at thousands of merchants who accept Mastercard® worldwide.
|• Use it for Point of Sale with no fee (POS transactions look at your available balance only, overdraft protection is not available.)
***Certain restrictions, terms, and conditions apply. Contact 800.Mastercard for full details.
Taking a trip?
To ensure you have no interruption of service to your EFCU credit and/or debit card. Please be sure to notify us if you plan on taking a trip out of town. You can call us at 850.862.0111 option 1, or submit your travel notification via DocuSign using our Travel Notification Form.
(Monday through Friday 9am-5pm)
850.862.0111 option 1
800.367.6159 option 1
(After business hours)
850.862.0111 option 1
Collect from outside USA: