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EFCU Debit Card

EFCU Debit Card

The EFCU Debit Card with Enhanced Mastercard Benefits offers convenience & security whether shopping in stores or online.

Enhanced Benefits

Learn more about what's included with your EFCU Debit Card.

Surcharge-Free ATMs

EFCU members have access to 80,000+ surcharge-free ATMs WORLDWIDE.

Take Control of Your Card

Manage your EFCU Credit and/or Debit Card usage through your mobile device by defining when, where and how your card is used.

Taking a trip?

Prevent interruption of service to your EFCU credit and/or debit card by notifying us before you leave town. Call us at 850.862.0111 option 1, or submit your travel notification via DocuSign using our Travel Notification Form.

Report lost or stolen card:

(Mon-Fri 9am-5pm)
850.862.0111 option 1
800.367.6159 option 1

Request a replacement card

Activate card or change PIN:

(all hours)
Within USA: 866.762.0558
International: 501.588.7531

CO-OP Network

Through CO-OP Shared Branch and ATMs, credit unions from all over the country are connected to give members thousands of convenient locations to perform transactions just as if they were in their home credit union. Whether you are at work, home, or your favorite travel destination, EFCU is always nearby.