**Guide to Home Branch Online Account Access**

850.862.0111

800.367.6159

Eglin Federal Credit Union "Where Members Matter Most"
*APR = Annual Percentage Rate.
Routing Number: 263178070
838 Eglin Parkway NE, Fort Walton Beach, FL 32547-2781

© 2018 Eglin Federal Credit Union. Eglin Federal Credit Union is Federally Insured by NCUA. Equal Housing Lender (NMLS 440642). Equal Opportunity Employer. Information submitted to EFCU via email is not encrypted and may not be secure. Links to other sites are provided as a convenience to our visitors. The Credit Union is not responsible for the availability, content, or privacy practices of any linked site. Images used for representational purposes only; do not imply government endorsement. If you experience any problems accessing our website or using online services, please call 800.367.6159 during our normal business hours (Monday-Friday 9am-5pm CST, excluding federal holidays).

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Certificates

Important Information About Opening a New Account

USA PATRIOT Act
To help fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens or signs on an account.

What This Means For You
When you open an account, we will ask you for your name, physical address, date of birth and other information that will allow us to identify you.

ROUTING & TRANSIT NUMBER

EFCU's Routing & Transit Number for Direct Deposit or any other electronic transfer of funds is 263178070.

Please provide your full 10 digit Account Number when authorizing electronic debits or credits. Your full Account Number consists of: Leading zeros + Account Number + Check Digit (Example - 000_ _ _ _ _ _ _) *5 digit accts will have 4 leading zeros & 6 digit accts will have 3. (Money Market accounts begin with "990")

If you have pre-printed EFCU checks, the Routing & Transit Number and 10 digit Account Number begin at the bottom-left of your checks, with the routing number listed in the first section adn the account number in the second.

If you need to obtain the correct 10 digit Account Number, please use the Check Digit Calculator below:

Check Digit Calculator
Select account type and enter your account number, then press "Tab" on your keyboard to calculate your check digit and full 10-digit account number.

Third Party Website

1.

Log into Home Branch and select "External Transfers" under the "Transfers" tab on the main navigation inside of Home Branch.

2.

When you first visit the External Transfers page, you will not have any active accounts listed. To connect your accounts from other financial institutions, select "Add Account."

3.

On the Add Account page:

Select "Checking." (At this time we can only connect to external checking accounts.) (a)

Then search for your other financial institution by their name, routing number or phone number (b)

After you have entered the routing number or phone number select "Find Institution" (c).

4.

After clicking "Find Institution" you should see your financial institution's information on screen. If it is not the correct institution, please check the information you input and select "Find Institution" again.

5.

Once you are satisfied you have the correct financial institution information selected, you may a choose a name for the external account (a) and will need to input your account number (b) before selecting "continue" (c).

6.

Once you have completed adding the account, it will be pending verification and a new screen will open explaining the process for verifying the account.

Note: You will not be able to use these accounts for external transfers until you've received and verified the three deposit amounts.

7.

You will receive three small deposits into your external account within 2-3 business days. Once recieved, you will need to log into Home Branch and navigate to the External Transfers page again. At this point you should see the account listed, select "Click to Verify."

8.

You will then be prompted to input the three amounts received into your other account. Once you have done so, click "Confirm."

Success!

Once you have succesfully completed the verification process, your external checking account will be listed on the external transfers page and you can then request transfer of funds from that account to your EFCU credit card or loan (external transfers to your EFCU mortgage are not currently available). To set up an external transfer, click "Request."

1.

After selecting "Request" a page labeled "Request Money" will open. On that page, under "From," select the external checking account you intend to transfer funds from. Under "To," select the EFCU loan or credit card you want to transfer the funds to. Enter the amount you wish to transfer under "Amount." External Transfers can be set up as recurring or one-time payments. To set up a one-time payment, select "once" under "Frequency." To set up a recurring payment, choose one of the other options from the "Frequency" dropdown menu. Once you have completed the above steps, select a date you wish your one-time payment to occur on or your recurring payments to begin on. A comment section is available to add any notes or comments for your own reference. Once you have completed the sections on this page, select "Submit."

2.

After selecting "Submit" a page labeled "Confirm Transfer" will open. Review the settings you selected for the external transfer for accuracy, read the "ACH Origination Terms and Conditions Agreement" and select "Confirm" if the information is accurate and you agree to the terms and conditions.

3.

After selecting "Confirm," the next page should confirm the transfer request has successfully been submitted and will provide a summary of the transaction settings. You may print this page for your records and, when you are done, select "Done."

Success!

After completing the above steps you will be returned to the "External Transfers" page and a new section labeled "Activity" should be visible. Any external transfers you have set up that are currently active will be listed here.