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EFCU Auto Loans

New & Used Autos

Financing your next auto purchase with EFCU is quick and easy. We offer low rates and flexible terms to meet your needs.

apply for an auto loan

Auto Refinancing

If you are paying too much on your current auto loan or need extra cash now, refinancing through EFCU may be a good choice for you.

apply for refinancing

Auto Loan Payment Calculator

Use our auto loan payment calculator to determine how much you can afford based on the terms you choose.

 Featured Dealer
Allen Turner Chevrolet

We recognize Allen Turner Chevrolet for their exceptional service during the 1st quarter of 2023.

browse Allen Turner Chevrolet inventory

Five Star Dealers

When considering your next vehicle purchase, visit these dealerships for EFCU financing on the spot.


Shop participating dealer inventories and get EFCU financing at the dealership, even on weekends.

CARFAX Discount

Before you buy a vehicle, protect yourself with a CARFAX report. Members can receive a discounted CARFAX report for only $20.

EFCU Debt Protection

Cancel or waive your loan payment(s) up to the contract maximums if a protected event such as disability, loss of life, or involuntary unemployment occurs.

TruStage® Auto Insurance

You may be paying too much for car insurance.

Guaranteed Asset Protection

If your vehicle is stolen or damaged beyond repair, GAP can help cancel the difference between the insurance settlement and what you may still owe on your loan.

J. D. Power Values

Research the latest new vehicle prices and used vehicle book values.

Fuel Economy Information

Visit to learn more about vehicle fuel efficiency and more.

$50 Gift Card

Get $50 back on your auto purchase, restrictions apply. Print the AutoCash coupon and take it to the dealership when you go to make your purchase.

EFCU Auto Buying Guide

Shopping for a new or used vehicle can be a hefty process but doesn't have to be stressful.