Become a member of EFCU today and start enjoying the many benefits of membership.

You may qualify for membership based on your place of residency, employment or worship. Immediate family of current EFCU members are also automatically eligible to join. If you are not sure if you qualify, check out the "Are You Eligible for Membership?" section below to find out.

  Are You Eligible for Membership?

Your place of employment, residence or worship can qualify you for membership. Use our simple tool to see if you are eligible.



Businesses and associations can become Select Employee Groups of Eglin Federal Credit Union. As a SEG, the employees, associates and members of your organization become automatically eligible to join EFCU. Select the appropriate link below to petition for your organization to become a Select Employee Group.
SEG Petition: Businesses
SEG Petition: Associations


If you are the spouse, child, sibling, parent, grandparent, grandchild, stepparent, stepchild, stepsibling, or adopted parent or child of a member, you are eligible to join EFCU.


If you live in the same residence of a member and maintain a single economic unit, you are eligible for membership at EFCU.


Employees and affiliates of the following government organizations may be eligible for membership at EFCU.

U.S. Military
  • Active Military Personnel (Active, Retired, Dependents and Reserves) who work in, are assigned to, or are receiving services from Eglin AFB, Hurlburt Field, Duke Field, Camp Rudder or 7th Special Forces Group. Prior to duty station arrival, membership may be established with a copy your orders.
  • Retired Military Personnel who are receiving services from Eglin AFB, Hurlburt Field, Duke Field, Camp Rudder or 7th Special Forces Group.
  • Dependents of Active, Retired or Dependent Survivors who are receiving services from Eglin AFB, Hurlburt Field, Duke Field, Camp Rudder or 7th Special Forces Group.
  • Reserve Personnel, including new enlistees with ID card or a DD Form 4, who reside in Okaloosa or Walton.

U.S. Government*
  • Civil Service who work at or are assigned to Eglin AFB, Hurlburt Field, Duke Field, Camp Rudder or 7th Special Forces Group.
  • Federal Bureau of Investigation (FBI) who work in Okaloosa County.
  • Federal Aviation Agency (FAA) who work in Okaloosa County.
  • Office of Special Investigations (OSI) who work in Okaloosa County.
  • US Postal Service who work in Okaloosa County.
  • National Association of Retired Federal Employees personnel eligible for membership in the South Okaloosa Chapter #1428 who live in Okaloosa, Santa Rosa, or Walton Counties.
*This list may not be all inclusive.

U.S. Government Contractors
Contractors and employees of contractors who work regularly at Eglin AFB, Hurlburt Field, Duke Field, Camp Rudder or 7th Special Forces Group. Off base contractors are welcome to request eligibility for their employees.

National Guard
Personnel who reside in Okaloosa, Santa Rosa, or Walton County.

Veterans
Members of AMVET Post 29 or 78. Other local posts are welcome to request eligibility for their members, contact Membership Development to learn more.

Disabled Veterans
Personnel receiving Veterans Disability Compensation and regularly using hospital services at Eglin AFB.

Non-Appropriated Funds Activities
Employees of the USO or the American Red Cross who work at Eglin AFB, Hurlburt Field, Duke Field or 7th Special Forces Group.





Current and retired (pensioners/annuitants) employees of businesses that are Select Employee Groups (SEGs) are eligible to join.
If you are a local business owner and are interested in offering the benefits of EFCU membership to your employees, please click here.

 JOIN NOW!


Current and retired (pensioners/annuitants) employees, volunteers, and association members of organizations that are Select Employee Groups (SEGs) are eligible to join.
If you represent a local association or place of worship and are interested in offering the benefits of EFCU membership to your employees or members, please click here.

 JOIN NOW!


If you live, work, worship or attend school in any of the following areas in Okaloosa county, you qualify for membership eligiblity:
  • North Okaloosa CountyArea north of the Shoal River Bridge view on map
  • FWB Area south of Racetrack Rd to Cinco Bayou between Beal Pkwy and Garner Bayou view on map
  • FWB Area north of Hollywood Blvd to Mary Esther Blvd between Wright Pkwy and Jonquil Ave view on map
  • FWB Downtown Area south of Hollywood Blvd to Santa Rosa Sound between Robinwood Dr and Elm Ave view on map
  • Mary Esther Wynnhaven/Florosa Area west of Hurlburt Field to the Okaloosa County line view on map
  • Shalimar Longwood/Poquito Bayou Area view on map
 JOIN NOW!

This is the membership account. A $5 minimum deposit is required to retain membership and all other services. Funds in your account(s) are federally insured by the National Credit Union Association (NCUA) to at least $250,000 and backed by the full faith and credit of the United States.  Membership Fee: None.
OPEN A REGULAR SHARE SAVINGS ACCOUNT
(APPLY FOR MEMBERSHIP)
Federal Law requires financial institutions to obtain, verify and record information that identifies anyone (member, joint owner, custodian, guardian, trustee, Power of Attorney) who opens or signs on an account.
  We require the following:
  • Social Security/Tax ID Number (must be U.S. citizen or permanent resident alien)
  • Date of birth
  • Current residential address
  • U.S. Government issued ID (one of the following):
•  Driver's License, Learner's Permit, or Non-Driver ID issued in U.S. or a U.S. territory (please note: We cannot accept a driver's license with a temporary status)
•  U.S. Military ID - Retired or Dependent
•  Department of Defense - Civilian or Contractor's Identification Card
•  U.S. Passport Book
Once a member, always a member.* Services such as Home Branch online account access, the Eglin FCU Mobile App, CO-OP ATMs and Shared Branching provide convenient access to your account no matter where you live.
*Maintain your account for life with a minimum $5.00 balance, a good address, and at least one transaction each year.