We offer several types of accounts for your savings needs.

Regular Share

A Regular Share Savings Account is required to establish and maintain membership with EFCU.
  • Open with $5 to establish your membership.
  • No monthly service fee.
  • Balances $50 and over earn quarterly dividends.

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BECOME A MEMBER




Money Market

  • Minimum deposit of $2500 to open.
  • Tiered balance structure.
  • No monthly service fee.
  • Dividends accrue daily and post monthly.

If you would like to open a Money Market account, please contact EFCU Member Services by calling 850.862.0111 option 4, or via Secure Email. (Requires EFCU membership.)




Christmas Club

  • Open with $5 to save for holiday shopping.
  • No monthly service fee.
  • *Funds may be automatically transferred to checking or savings in November for holiday shopping.
  • Balances $50 and over earn quarterly dividends.
  • Arrange an automatic payroll deposit.
* Member must schedule a Periodic transfer of Funds (PTOF).
If you would like to open a Christmas Club account, please contact EFCU Member Services by calling 850.862.0111 option 4, or via Secure Email. (Requires EFCU membership.)





Very Important Purpose

  • Open with $5 to save for a special item or event.
  • No monthly service fee.
  • Balances $50 and over earn quarterly dividends.
  • Arrange an automatic payroll deposit.

If you would like to open a VIP account, please contact EFCU Member Services by calling 850.862.0111 option 4, or via Secure Email. (Requires EFCU membership.)




Florida Transfer to Minors

  • Effective means of gifting money to a minor.
  • Irrevocable custodial account established in a child's name.
  • No monthly service fee.
  • Balances $50 and over earn quarterly dividends.
  • Minor takes possession of the account at age 21.

If you would like to open a Florida Transfer to Minors account, please contact EFCU Member Services by calling 850.862.0111 option 4, or via Secure Email. (Requires EFCU membership.)




Coverdell Education Savings Account

This is a custodial/trust account with a designated beneficiary for the specified purpose of education. Contributions are not tax deductible. Withdrawals can be made at anytime. Upon withdrawal, earnings on your contributions are tax-free provided these are qualified education expenses.

If you would like to open a Coverdell Education Savings account, please contact EFCU Member Services by calling 850.862.0111 option 4, or via Secure Email. (Requires EFCU membership.)




Investments

  IRAs

If you are interested in opening an IRA or learning more about IRAs, please visit our IRAs page.
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  Share Certificates

EFCU Share Certificates are a great low-risk investment opportunity. We offer Share Certificates with maturity dates ranging from 1 month to 30 months.

  Investment Advice

If you are seeking guidance, visit our Investments page to learn how EGLIN FINANCIAL SERVICES can be of assistance.
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  Retirement

Check out Retirement Central®, a free service that provides information and educational articles on investing and saving for retirement.
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