Routing Number: 263178070

EFCU Savings Accounts

Savings

A Regular Share Savings Account is required to establish and maintain membership with EFCU.

  • Open with $5 to establish your membership.
  • No monthly service fee.
  • Balances $50 and over earn quarterly dividends.

Money Market

Put your money to work with a Money Market Savings account.

  • Minimum deposit of $2500 to open.
  • Tiered balance structure.
  • No monthly service fee.
  • Dividends accrue daily and post monthly.

If you would like to open a Money Market account, please contact EFCU Member Services by calling 850.862.0111 (option 4), or via Secure Email. (Requires EFCU membership.)

Christmas Club

Save throughout the year for stress-free holiday shopping.

  • Open with $5 to save for holiday shopping.
  • No monthly service fee.
  • *Funds may be automatically transferred to checking or savings in November for holiday shopping.
  • Balances $50 and over earn quarterly dividends.
  • Arrange an automatic payroll deposit.
* Member must schedule a Periodic transfer of Funds (PTOF).

If you would like to open a Christmas Club account, please contact EFCU Member Services by calling 850.862.0111 (option 4), or via Secure Email. (Requires EFCU membership.)


Very Important Purpose (VIP)

Put away funds for the next big item on your list.

  • Open with $5 to save for a special item or event.
  • No monthly service fee.
  • Balances $50 and over earn quarterly dividends.
  • Arrange an automatic payroll deposit.

If you would like to open a Very Important Purpose (VIP) account, please contact EFCU Member Services by calling 850.862.0111 (option 4), or via Secure Email. (Requires EFCU membership.)


FL Uniform Transfer to Minors

Start saving for your child's future today.

  • Effective means of gifting money to a minor.
  • Irrevocable custodial account established in a child's name.
  • No monthly service fee.
  • Balances $50 and over earn quarterly dividends.
  • Minor takes possession of the account at age 21.

If you would like to open a Florida Uniform Transfer to Minors account, please contact EFCU Member Services by calling 850.862.0111 (option 4), or via Secure Email. (Requires EFCU membership.)


Coverdell Education

It's never too early to begin saving for your child's education.

  • Effective means of gifting money to a minor.
  • Irrevocable custodial account established in a child's name.
  • No monthly service fee.
  • Balances $50 and over earn quarterly dividends.
  • Minor takes possession of the account at age 21.

This is a custodial/trust account with a designated beneficiary for the specified purpose of education. Contributions are not tax deductible. Withdrawals can be made at anytime. Upon withdrawal, earnings on your contributions are tax-free provided these are qualified education expenses.

If you would like to open a Coverdell Education Savings account, please contact EFCU Member Services by calling 850.862.0111 (option 4), or via Secure Email. (Requires EFCU membership.)