Eglin Federal Credit Union
Routing Number: 263178070

Debt Protection & Guaranteed Asset Protection

 Eglin FCU Debt Protection
Eglin FCU Debt Protection is a voluntary loan protection product that will cancel or waive your loan payment(s), up to the contract maximums if a protected event such as disability, loss of life, or involuntary unemployment occurs. Eglin FCU Debt Protection may be added to your existing loan(s) at any time.
To purchase Eglin FCU Debt Protection, call 850.862.0111 or 800.367.6159 and select Option 2.
(Additional information will be provided before you agree, sign and pay for Eglin FCU Debt Protection.)
How can Eglin FCU Debt Protection Help?
Life: Give your loved ones time to get back on their feet financially in the event of your death by cancelling the loan balance as of the date of death. (Maximum benefit up to $100,000)
Disability: Use this benefit as a supplement to any disability coverage you may receive from your employer. Cancels up to 36 monthly payments with a maximum aggregate benefit of $36,000 per period of disability with a 30-day elimination period.
Involuntary Unemployment: Cancels up to six months of payments up to a total of $3000 with a 30-day elimination period. Borrower must be actively at work 25 hours per week at time of Involuntary Unemployment. Borrower must qualify for and be receiving state unemployment benefits.
Availability: Eglin FCU Debt Protection is available for Auto, Recreational Vehicle, Boat, Personal Watercraft, Signature, Line-of-Credit loans and EFCU Mastercard. Not available on SAFE or home secured loans.
Your purchase of Eglin FCU Debt Protection is optional and will not affect your application for credit. Certain eligibility requirements, conditions and exclusions may apply. Please see Eglin FCU Debt Protection Member Contract/Agreement for a full explanation of the terms. You may cancel the protection at any time. If you cancel protection within 30 days you will receive a full refund of any fee paid.
DP-955324.1-0614-0816
Optional Guaranteed Asset Protection (GAP)
In the event your vehicle is stolen or accidently damaged beyond repair, GAP will help cancel the difference between the primary insurance company's settlement and what you may still owe on your loan. GAP can be added to your EFCU loan at any time and is available for $325*. Setting up GAP coverage is quick and easy, just call 850.862.0111 and select Option 2 or email Member Services and let us know you're interested.
Members Choice Logo
*fees subject to change

Your purchase of MEMBER'S CHOICETM Guaranteed Asset Protection (GAP) is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms of GAP. If you choose GAP, adding the product fee to your loan amount will increase the cost of GAP. You may cancel the protection at any time. If you cancel protection within 90 days you will receive a full refund of any fee paid. You will receive additional information before you are required to pay the fee for this product.
DPGAP-1213-14B9
AUTOS
as low as
2.49
% APR* 		BOATS & RVs
as low as
4.75
% APR* 		MASTERCARD
as low as
7.9
% APR* 		30yr FIXED
0 points
3.750
% APR* 		15yr FIXED
0 points
3.000
% APR* 		HELOC
no closing costs
4.25
% APR*
MORE
RATES



*APR = Annual Percentage Rate.
Routing Number: 263178070
838 Eglin Parkway NE, Fort Walton Beach, FL 32547-2781

© 2017 Eglin Federal Credit Union. Eglin Federal Credit Union is Federally Insured by NCUA. Equal Housing Lender. Equal Opportunity Employer. Information submitted to EFCU via email is not encrypted and may not be secure. Links to other sites are provided as a convenience to our visitors. The Credit Union is not responsible for the availability, content, or privacy practices of any linked site. Images used for representational purposes only; do not imply government endorsement.

Federally insured by the National Credit Union Administration
Eglin Federal Credit union is an Equal Housing Lender

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