About EFCU

"The mission of Eglin Federal Credit Union is to provide first class financial services and products to its member owners while maintaining the safety and soundness of the Credit Union."

  Our Credit Union & Financials

Eglin Federal Credit Union, also referred to as EFCU, was chartered in 1954 and is a not-for-profit, member-owned financial institution. Membership includes military and civilian personnel on Eglin Air Force Base, Hurlburt Field, and Duke Field as well as affiliates of Select Employee Groups in Okaloosa, Santa Rosa and Walton counties. In addition to military and SEG affiliations, our membership also includes anyone living or working within our Geographic Field of Membership . Persons and family members within the field of membership may join EFCU by purchasing one share ($5.00 deposit to regular savings). Each of our members' funds are federally insured by the National Credit Union Share Insurance Fund to at least $250,000. Regardless of where you live or work, once you become a member, you may keep your membership by maintaining your account and performing at least one transaction every twelve months.
Our federal regulator is the National Credit Union Administration .

Our Financials as of June 30, 2019


  Awards & Recognition

Eglin Federal Credit Union is recognized as a leader in our community, providing the best products and services available. Recent awards include the Finest on the Emerald Coast, Best of the Emerald Coast and the America Saves Designation of Savings excellence.

9 Branches to Serve You

We have 9 conveniently located branches to provide service to our membership. All of our branches are open Monday through Friday. To locate a branch near you and view the hours of operation, please visit our Locations page.

  Careers at EFCU

We offer competitive salaries, comprehensive benefits and the potential for career advancement. To learn more and to view current available positions, please visit our Careers page.


Board of Directors
Daniel A. McInnis Chairman
James Pitts Vice Chairman
Russ Corbitt Secretary/Treasurer
Richard Adams Director
Robert Harlan Director
Barbara Patty Director
William S. Rone Director


Senior Management
Jerry Williams President/CEO
Kenny Girot COO, Chief Operations Officer
Cathie Staton CSO, Chief Strategy Officer
Gina Denny SVP, Human Resources
Tim Farnsworth SVP, Information Technology
Carlene Grant SVP, Accounting
Rocky Magee SVP, Information Systems
Dawn Oravetz SVP, Payment Systems
Kim Nauta VP, Branch Operations
Paul Neal VP, Consumer Lending