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Benefits of Membership

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Our members are owners and are treated like family.

Every member shares equal ownership of the Credit Union. When we say Where Members Matter Most, we really mean it.

We're here when you need us

Wherever you may be, we are just around the corner. Our digital services provide access to your account 24/7 and our local, in-house call center staff is always happy to help.

Free Premium Checking

Financial freedom starts with EFCU's Free Premium Checking.

Home Loans

No origination fees. No lender fees. Find peace of mind knowing all decision making and servicing is done locally - by people you know and trust.

Financial Wellness

We partner with BALANCE to provide free financial education and counseling by phone and online.
888.456.2227eglinfcu.balancepro.org

Senior Benefits

Members 55+ receive a discount on Safe Deposit boxes, free EFCU custom checks with a checking account and free money orders, cashier's checks and official checks.

Vehicle Loans

With low rates and flexible repayment terms, you can get the vehicle you want and a monthly payment you can afford.

Mastercard®

Choose a Platinum or Rewards Mastercard with a great rate and no annual fee, no cash advance fee, no balance transfer fee and no international transaction fee.

Additional Services

  • Free notary service at all branches
  • CoinStar machines at all branches
  • Safe Deposit Boxes at most branches
  • Discounted CARFAX Reports
  • Instant Issue Credit & Debit Cards at all branches

Eglin Wealth Management

CFS Registered Financial Advisor Mark Kilbride can help you with investments & retirement. Learn more at eglinfcu.org/investments/ or click the button below to schedule an appointment.

Do more with Online Banking & the Mobile App

  • Safeguard your EFCU Debit/Credit cards with CardControls
  • Set up alerts via text, email and push notifications
  • Enroll to view your free credit score & report
  • Enroll in eStatements