Routing Number: 263178070

Share Certificates

Share Certificates

EFCU Share Certificates are a great low-risk investment opportunity. We offer Share Certificates with maturity dates ranging from 1 month to 60 months. Stop by a branch to open a Share Certificate today, or contact a Member Services Representative at 850.862.0111 (option 4) for more information.

Share Certificate Details

A $2500.00 minimum deposit required. There is a penalty for early withdrawal.

CERTIFICATE TYPE DIVIDEND RATE APY*
31 Days / 1 month Certificate .45% .45%
92 days / 3 month Certificate .45% .45%
182 days / 6 month Certificate .65% .65%
365 days / 12 month Certificate .95% .95%
548 days / 18 month Certificate 1.05% 1.06%
730 days / 24 month Certificate 1.15% 1.16%
1095 days / 36 month Certificate 1.20% 1.21%
1460 days / 48 month Certificate 1.20% 1.21%
1825 days / 60 month Certificate 1.20% 1.21%
*APY = Annual Percentage Yield
  • Requires EFCU Membership
  • Insured by NCUA.