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Share Certificates


EFCU Share Certificates are a great low-risk investment opportunity. We offer Share Certificates with maturity dates ranging from 1 month to 60 months. Stop by a branch to open a Share Certificate today, or contact a Member Services Representative at 850.862.0111 (option 4) for more information.

Share Certificate Rates, Terms & Conditions


SHARE CERTIFICATES(C)
8/10/2018 TO 8/16/2018
CERTIFICATE TYPE DIVIDEND RATE APY*
31 Days / 1 month Certificate .65 .65
92 days / 3 month Certificate .70 .70
182 days / 6 month Certificate 1.40 1.41
365 days / 12 month Certificate 1.80 1.81
548 days / 18 month Certificate 1.90 1.92
730 days / 24 month Certificate 2.00 2.02
1095 days / 36 month Certificate 2.50 2.53
1460 days / 48 month Certificate 2.60 2.63
1825 days / 60 month Certificate 3.00 3.04
*APY = Annual Percentage Yield



Terms & Conditions - Share Certificates
  1. Requires EFCU membership.
  2. Rates are subject to change weekly.
  3. $2,500 minimum deposit required.
  4. There is a penalty for early withdrawal.