Routing Number: 263178070

Share Certificates

Share Certificates

EFCU Share Certificates are a great low-risk investment opportunity. We offer Share Certificates with maturity dates ranging from 1 month to 60 months. Stop by a branch to open a Share Certificate today, or contact a Member Services Representative at 850.862.0111 (option 4) for more information.

Share Certificate Details

A $2500.00 minimum deposit required. There is a penalty for early withdrawal.

Rates listed are current from 1/22/2021 - 1/28/2021.
CERTIFICATE TYPE DIVIDEND RATE APY*
31 Days / 1 month Certificate .30% .30%
92 days / 3 month Certificate .30% .30%
182 days / 6 month Certificate .40% .40%
365 days / 12 month Certificate .60% .60%
548 days / 18 month Certificate .70% .70%
730 days / 24 month Certificate .75% .75%
1095 days / 36 month Certificate .80% .80%
1460 days / 48 month Certificate .85% .85%
1825 days / 60 month Certificate .90% .90%
*APY = Annual Percentage Yield
  • Requires EFCU Membership
  • Insured by NCUA.