Routing Number: 263178070

Share Certificates

Share Certificates

EFCU Share Certificates are a great low-risk investment opportunity. We offer Share Certificates with maturity dates ranging from 1 month to 60 months. Stop by a branch to open a Share Certificate today, or contact a Member Services Representative at 850.862.0111 (option 4) for more information.

If you have any questions or you would like to establish an IRA, please contact our IRA Specialist at 850.862.0111 x.1150 or email 'IRAs' via Secure Email.

Share Certificate Details

A $2500.00 minimum deposit required. There is a penalty for early withdrawal.

CERTIFICATE TYPE DIVIDEND RATE APY*
31 Days / 1 month Certificate .75% .75%
92 days / 3 month Certificate .75% .75%
182 days / 6 month Certificate 1.45% 1.46%
365 days / 12 month Certificate 2.00% 2.02%
548 days / 18 month Certificate 2.15% 2.17%
730 days / 24 month Certificate 2.20% 2.22%
1095 days / 36 month Certificate 2.50% 2.53%
1460 days / 48 month Certificate 2.60% 2.63%
1825 days / 60 month Certificate 3.00% 3.04%
*APY = Annual Percentage Yield
  • Requires EFCU Membership
  • Insured by NCUA.