In compliance with The Secure and Fair Enforcement for Mortgage Licensing Act, also known as the SAFE Act, we are providing a list of EFCU's registered mortgage loan originators and their Nationwide Mortgage Licensing System (NMLS) number. The SAFE Act was passed to ensure the integrity of the Mortgage Lending system by establishing a set of standards that specific mortgage professionals must meet in order to work in the mortgage industry.
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EFCU's Web Policy
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USA PATRIOT Act
To help fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens or signs on an account.
What This Means For You
When you open an account, we will ask you for your name, physical address, date of birth and other information that will allow us to identify you.
Links to other sites are provided as a convenience to our visitors. The Credit Union is not responsible for the availability, accessibility, content, or privacy practices of any linked site.
EFCU's Routing & Transit Number for Direct Deposit or any other electronic transfer of funds is 263178070.
Please provide your full 10 digit Account Number when authorizing electronic debits or credits. Your full Account Number consists of: Leading zeros + Account Number + Check Digit
(Example - 000_ _ _ _ _ _ _) *5 digit accts will have 4 leading zeros & 6 digit accts will have 3. (Money Market accounts begin with "990")
If you have pre-printed EFCU checks, the Routing & Transit Number and 10 digit Account Number are on the bottom of your checks (see picture below).
If you need to obtain the correct 10 digit Account Number, please use the Check Digit Calculator below:
Check Digit Calculator
Select account type and enter your account number, then press "Tab" on your keyboard to calculate your check digit and full 10-digit account number.
INSURANCE REQUIREMENTS FOR COLLATERAL LOANS
When you received your loan you agreed to maintain adequate insurance coverage. If your insurance information has changed or you receive a letter stating we do not have proper documentation, you should provide us with a copy of your insurance declarations page (not your insurance card). The declarations page must show the following information:
A loss payee naming Eglin FCU as lien holder.
A full collateral description including the Vehicle Identification Number (VIN).
Comprehensive and collision coverage with a maximum $1,000 deductible.
The effective and expiration dates of the coverage.
You can submit your insurance information by:
Mail: Eglin Federal Credit Union
Attn: CPI Department
838 Eglin Parkway NE
Fort Walton Beach FL 32547-2781
If you have any questions, please call
, Monday through Friday 8am-5:30pm CST.