Service Fees
This schedule of Service Fees is incorporated as part of your Understanding Your Share Account booklet with Eglin Federal Credit Union. The following service fees may be assessed against your account and the following transaction limitations, if any, apply to your account.
Current as of Thursday, October 30, 2025. All service fees are subject to change.
Account Service Fees
| Online Banking |
$0.00 |
| Star Teller Direct Line |
$0.00 |
Debit & ATM Card Fees
| ATM/Debit: 1st two cards |
$0.00 |
| ATM/Debit: Each additional card |
$5.00 |
| ATM/Debit: ATM Network Transaction (non-Eglin FCU ATMs) |
$1.00 |
| ATM/Debit: ATM Inquiries (non-Eglin FCU ATMs) |
$0.50 |
| ATM/Debit: International Transaction Fee |
$0.00 |
Check & Money Order Fees
| Cashier's Check |
$2.00 |
| Credit Union Check: First 3 per month |
$0.00 |
| Credit Union Check: Over 3 per month (each) |
$1.00 |
| Money Order (max $500) |
$1.00 |
| Temporary Checks |
(3) $1.00 |
Check Printing Fees*
| Eglin FCU Custom - Duplicate |
(per box) $20.00 |
| Other Check Styles & Accessories |
fee varies |
*Check Delivery for outside Continental US – fee varies based on method of delivery.
Initial check order must be done at an Eglin FCU Branch or through Member Services. Once you have placed an initial order, you will be able to reorder checks online through Online Banking by selecting "Reorder Checks" under the "eServices" tab. Once your check order is complete, you can typically expect to receive your checks within 10 business days, delivered by USPS.
COINSTAR® Coin Counting Service Fees
| Members |
5.8% of total coin value counted |
| Non-Members |
10.8% of total coin value counted |
Payment & Transfer Fees
| Bill Payer - With 3 or more completed transactions monthly |
$0.00 Monthly |
| Bill Payer - With less than 3 completed transactions monthly |
$5.00 Monthly |
| Courtesy Pay (learn more) - Paying an item that overdraws your Checking Account |
$28.00 |
| ePayment to Eglin FCU By Web (from non-Eglin FCU Accounts) |
$3.00 |
| ePayment to Eglin FCU By Telephone (from non-Eglin FCU debit/credit cards) |
$10.00 |
| Nonsufficient Funds (NSF) / Returned Deposit Item |
$28.00 |
| Overdraft Protection Transfer |
$0.00 |
| Stop Payment |
$28.00 |
| Domestic Bank Wire Transfer |
$20.00 |
Research, Documentation & Handling Fees
| Abandoned Property Handling Fee |
$50.00 |
| Account Reassignment Fee |
$20.00 |
| Account Research (per hour, 1 hour minimum) |
$15.00 |
| Copy of Statement (Current month to date) |
$1.00 |
| Document Copy |
$1.00 |
| Dormant Account Fee |
$10.00 Monthly |
| Garnishments & Levies |
$50.00 |
| Notary Service or Medallion Signature Guarantee Service |
$0.00 |
Safe Deposit Box Fees
| Box Size |
Annually |
Late Fee |
| 3" x 5" x 24" |
$20.00 |
$3.00 |
| 3" x 10" x 24" |
$35.00 |
$6.00 |
| 5" x 10" x 24" |
$60.00 |
$10.00 |
| 10" x 10" x 24" |
$105.00 |
$10.00 |
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A $10.00 key deposit is required for all safe deposit box rentals.
-
Key Replacement Fee: $10.00
-
Drill Fee: $175.00
Frequently Asked Questions
Is there a fee for depositing rolled coin in person at a branch?
Members are not charged a fee for depositing rolled coin at the teller line in any of our branches.
Is there a fee for cashing in my US Savings Bonds?
If you are a member of Eglin FCU, there are no Credit Union costs or fees associated with cashing in your US Savings Bonds.
Is there a fee for cashing in my US Savings Bonds? If you are a member of Eglin FCU, there are no costs or fees associated with cashing in your US Savings Bonds. The bonds will need to be cashed in person and will need to be signed in front of a teller at a branch during business hours. There are also no costs or fees associated with depositing the funds from your US Savings Bonds into one of your Eglin FCU accounts or using the funds to open a Share Certificate.
What is a bank draft and do you offer them?
A bank draft is a payment instrument issued by a bank that is similar to a check, but it is drawn on the bank's own funds. It is considered to be more secure than a personal check. At Eglin FCU we do not offer bank drafts because we are a credit union and not a bank, instead we offer Cashier's Checks and Teller Checks. See our Service Fee Schedule for current pricing on Cashier's Checks.
Can I exchange foreign currency at Eglin FCU?
No, we only handle United States currency and do not offer foreign currency exchange services.
No, you cannot exchange foreign currency at the credit union, we only handle United States currency and do not offer foreign currency exchange services.
We do not provide foreign currency exchange services.
If you are a member of Eglin FCU, there are no costs or fees associated with cashing in your EE Savings Bonds. The bonds will need to be cashed in person and will need to be signed in front of a teller at a branch during business hours. There are also no costs or fees associated with depositing the funds from your EE Savings Bonds into one of your Eglin FCU accounts or using the funds to open a Share Certificate.
We do not offer any cryptocurrency, or "crypto", services at this time.
We do not charge a cash advance fee on our credit cards.
A money order is a secure, prepaid form of payment that functions similarly to a check but is considered more reliable because it’s backed by guaranteed funds. When you purchase a money order, you pay the full amount upfront, usually with cash or a debit card, along with a small fee. The issuer then provides you with a paper document that includes the payment amount and the name of the recipient. Because the money is paid in advance, the recipient can be confident that the funds are available, unlike with a personal check that might bounce. Money orders are often used when cash isn’t safe or practical, or when the payer doesn’t have a checking account. They’re commonly used for paying rent, sending money through the mail, or making secure payments to individuals or businesses. Once issued, the money order can be deposited or cashed by the recipient, and the purchaser receives a receipt for tracking or proof of payment.
