

Low rates worth celebrating!
Get a new or used auto loan with rates as low as 2.29% APR for up to 66 months (some restrictions apply).


Protect Yourself from a Mortgage Closing Wiring Scam
There has been an increase in fraud targeting mortgage closing companies and consumers near the closing date of their dream property.


ATMs Under Construction
Our Niceville & Jonquil ATM locations are currently being upgraded to add more services with the installation of Video Teller/ATMs.


Where's my Refund?
Check the status of a tax refund in just a few clicks using the IRS Where's My Refund tool


Mastercard® Balance Transfer
Get out of high interest balances with our EFCU Mastercard® with no balance transfer fee, no annual fee, no cash advance fee, and a great rate!


Video Teller Machines
We are excited about our new Video Tellers.

CO-OP Network
Through CO-OP Shared Branch and ATMs, credit unions from all over the country are connected to give members thousands of convenient locations to perform transactions just as if they were in their home credit union. Whether you are at work, home, or your favorite travel destination, EFCU is always nearby.


Inflation Fighting Tips to Preserve Your Spending Power
When prices rise, every dollar earned is worth less, making it more challenging to make ends meet.


Online Banking
24/7 Access to manage your EFCU accounts securely and conveniently from your personal computer or mobile device.


Tax Scam Information
Know the telltale signs of common tax scams.


24 Hour Depository
Safe, convenient depository boxes are available 24/7 at all branch locations.
Deposits made after 4pm will be processed the following business day.


EFCU Mobile App
24/7 access to manage your EFCU accounts from your smartphone.


Surcharge-Free ATMs
EFCU members have access to 80,000+ surcharge-free ATMs WORLDWIDE.


Bill Payer
Schedule as many one-time or recurring payments as you like up to a year in advance. To setup Bill Payer or to learn more, log in and click the "Bill Payer" button located under the 'eServices' tab.


ACH Origination
ACH Origination allows you to make electronic payments to your loans at other institutions, or pay your EFCU loan with funds automatically transferred from your account at another institution.