New & used autos
Great auto rates, for generations! Current rates are as low as 2.99% APR for up to 66 months on new or used vehicles up to 15 years old (some restrictions apply).
Repayment Example: For a new auto, if you borrow $45,000 at 2.99% APR for 66 months, your monthly payment is approximately $742.22. Hurry! Rates valid thru October 31, 2020.
Renovations near completion
After months of renovation work to the exterior of the Fort Walton Beach branch, we are nearing completion. The parking lot was the last phase of the project. Thank you members for your patience during this process. We are excited to have such a beautiful place to work.
Tax Scam Information
Know the telltale signs of common tax scams. Every year scammers add new twists to well-known tax-related scams and 2020 is no exception. Click the link below to learn more about how you can avoid becoming a victim of a tax scam.learn more about tax scams
Keeping Safe & Secure at All Times
As the IRS prepares to issue stimulus payments to qualified U.S. households, EFCU wants to ensure you remain vigilant and financially protected against external threats during the process. We have put together some general reminders and precautions for you to observe that will safeguard you against potential scams. Additionally, it is recommended to regularly check irs.gov for current information on scams that are being used.
Online Account Access
Our online banking platform makes accessing and managing your EFCU accounts secure and convenient no matter where you are or what time of day it is. In addition to viewing your account and account history, you may also schedule transfers, pay bills, set up alerts, export account histories, manage your EFCU loans and Mastercard payments, and more. Online account access requires EFCU membership and a valid current email address.
24 Hour Depository
EFCU provides a safe and convenient depository box available 24 hours a day, 7 days a week at all of our branch locations.
NEW: The Fort Walton Beach Branch now has an additional depository at the Drive-Up ATM.
Deposits made after 4pm will be processed the following business day.
EFCU Mobile App
The Eglin FCU Mobile App offers you the convenience to access and manage your accounts easily from your smartphone. The Eglin FCU Mobile App is available for Apple® devices on the App StoreTM and for Android® devices on the GoogleTM Play store. Online Account Access must be established in order to use the Eglin FCU Mobile App.
More is better.
Now, members have access to 80,000+ surcharge-free ATMs WORLDWIDE. We've added Allpoint, the largest retail-based ATM network. Find Allpoint ATMs in retail locations including Target, Winn Dixie, CVS Pharmacy and Walgreens.
Through CO-OP Shared Branch and ATMs, credit unions from all over the country are connected to give members thousands of convenient locations to perform transactions just as if they were in their home credit union. Whether you are at work, home, or your favorite travel destination, EFCU is always nearby.
Free with a minimum of 3 Bill Payer transactions monthly, Bill Payer allows you to schedule as many one-time or recurring payments as you like up to a year in advance. Scheduled payments may be added, removed, or edited at your convenience. Bill Payer requires online account access.
To setup Bill Payer or to learn more, log in and click the "Bill Payer" button located under the 'eServices' tab.
Also known as automatic electronic payments, ACH Origination allows you to make electronic loan payments to other institutions, or pay your EFCU loan with funds automatically transferred from another institution.
To set up an automatic electronic payment, you may speak to an EFCU representative at a branch or contact Member Services by phone at 850.862.0111 (option 4) or secure email.
EFCU Salary Advance for Emergency (SAFE) Loans are an alternative to payday loans. To learn more or to apply for a SAFE Loan, visit a branch or call us at 850.862.0111.