New & Used Auto Loans

Wherever the road leads, we'll help you get there!

Current auto rates are as low as 2.99% APR for up to 66 months on new or used vehicles (some restrictions apply).

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Services Available

Find out where you can access various EFCU Services during the pandemic.

Video Teller Machines

We are excited about the new Video Tellers in the drive-up lanes at our FWB Branch.

Tax Scam Information

Know the telltale signs of common tax scams.

Stimulus Payments

Safeguard yourself from potential scams.

Mobile Check Deposit

Make deposits without visiting a branch.

EFCU ATMs that accept deposits

CO-OP Network

Through CO-OP Shared Branch and ATMs, credit unions from all over the country are connected to give members thousands of convenient locations to perform transactions just as if they were in their home credit union. Whether you are at work, home, or your favorite travel destination, EFCU is always nearby.

Online Account Access

24/7 Access to manage your EFCU accounts securely and conveniently from your personal computer or mobile device.

24 Hour Depository

Safe, convenient depository boxes are available 24/7 at all branch locations.
Deposits made after 4pm will be processed the following business day.

EFCU Mobile App

24/7 access to manage your EFCU accounts from your smartphone.

Surcharge-Free ATMs

EFCU members have access to 80,000+ surcharge-free ATMs WORLDWIDE.

Bill Payer

Schedule as many one-time or recurring payments as you like up to a year in advance. To setup Bill Payer or to learn more, log in and click the "Bill Payer" button located under the 'eServices' tab.

ACH Origination

ACH Origination allows you to make electronic loan payments to other institutions, or pay your EFCU loan with funds automatically transferred from another institution.


EFCU Salary Advance for Emergency (SAFE) Loans are an alternative to payday loans. To learn more or to apply for a SAFE Loan, visit a branch or call us at 850.862.0111.