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As the IRS prepares to issue stimulus payments to qualified U.S. households, EFCU wants to ensure you remain vigilant and financially protected against external threats during the process. We have put together some general reminders and precautions for you to observe that will safeguard you against potential scams. Additionally, it is recommended to regularly check irs.gov for current information on scams that are being used.

The IRS will start issuing stimulus payments via treasury check or direct deposit to qualified U.S. households in the month of April in response to the widespread financial sufferings endured during the COVID-19 pandemic.

If you qualify for a stimulus payment and selected direct deposit for your most recent tax return with the IRS, your stimulus payment will be awarded as a direct deposit, otherwise, you will be mailed a treasury check.

Please note, direct deposit lowers the risk of fraud and lost and stolen checks.

It is recommended to continually check the IRS website at https://www.irs.gov/coronavirus to get your stimulus payment directly deposited if possible and to remain updated on COVID-19 relief scams.

Also remember that the IRS will never call, email, or contact you via social media asking for your personally identifiable information or sensitive information directly related to your EFCU accounts.

As pandemic concerns continue to rise and interrupt normal schedules, cybercriminals remain on their regular routines. Your vigilance is critical to staying financially protected. Here are some general reminders and precautions to observe that will safeguard you against potential scams:

• EFCU will never call or email you asking for your Social Security number, account number, credit card number, or PIN number.
• EFCU will never call or email you asking for your username and password for online account access.
• Never give out personal or financial information in response to an unsolicited phone call, fax, email, or text.
• Be wary of emails from unfamiliar sources that urge you to click on a link(s).
• Check your online statements frequently.
• Be cautious of cybercriminals attempting to take advantage of you through various website advertisements.

Making a check deposit at a physical branch is not your only option. The EFCU Mobile App and all EFCU ATMs provide the ability to deposit a check without physically visiting a branch.

Deposit checks from your mobile device.
Mobile Deposit on the EFCU Mobile App allows you to make a deposit anytime no matter where you are. All you need is a mobile device and a connection to the internet. All transactions made from within our mobile app are encrypted and secure. The EFCU Mobile App requires online account access, if you do not have online account access, you may apply now at eglinfcu.org/forms. To learn more about the EFCU Mobile App, or to download, visit eglinfcu.org/mobileapp.

Deposit money while you're on the road.
Several EFCU ATMs accept both cash and check deposits and make depositing multiple checks particularly convenient. We have more than 40 ATMs in and around Okaloosa County as well as numerous surcharge-free ATMs in our network. To view the list of EFCU ATMs that accept deposits, visit eglinfcu.org/locations/efcuATMs. To locate a surcharge-free ATM near you, visit eglinfcu.org/locations.