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If your pay is affected by the government shutdown, we have solutions to help.

If your pay is affected by the government shutdown, and you anticipate experiencing financial difficulty as a result of the shutdown, we have solutions to help. Please visit a branch or call us during our business hours at 850.862.0111 or 1.800.367.6159, Option 2. We are ready to help.

Skip-a-Pay

This option may help give you some breathing room if you are impacted by the shutdown. You can defer an eligible loan payment, freeing up extra cash for essentials when you need it most. Please visit a branch or call us during our business hours at 850.862.0111 or 1.800.367.6159, Option 2.

Skip your loan payment free of charge, up to 2 times per calendar year.*

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Loan Assistance

If your pay is affected by the government shutdown, we have loan assistance solutions tailored to your unique situation. Please visit a branch or call us during our business hours at 850.862.0111 or 1.800.367.6159, Option 2. We are ready to help.

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More Assistance Options

  1. Overdraft Protection - You can establish Overdraft Protection from available funds in your Savings or Money Market accounts. The available credit limit on your Eglin FCU Mastercard or Line of Credit can also be used for Overdraft Protection. If you would like to establish Overdraft protection or apply for an Eglin FCU Mastercard, please visit any of our branches.
  2. Certificate Withdrawal – You may make an early withdrawal from your Certificates without a penalty.
  3. Financial counseling and budget assistance – Visit Balance Pro for tools to help assist you through this reduction of income. You may also take advantage of Free Financial Counseling through BALANCE by calling 1.888.456.2227.


*Subject to approval. Your account must be in good standing and you must be a recipient of government direct deposit. There is no processing fee, if used during the government shutdown. This offer excludes Share Certificate Loans, Workout Loans, and Mortgage Loans. Skipping a payment will extend the repayment period on the loan and interest continues to accrue during the skip period. Except as expressly amended by the Skip-A-Pay agreement, the terms of the original loan agreement remain in full force and effect. Annual Percentage Rate and scheduled payment do not change. GAP protection coverage will be reduced if you skip or miss more than 2 monthly payments over the life of the loan.