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Change your latitude


Now through December 31, 2019, make an eligible purchase with your EFCU Mastercard® for a chance to be surprised with a Cruise or Hotel Stay. Every purchase gets you another entry.

*NO PURCHASE NECESSARY. Void where prohibited. Open to U.S. residents, 21+ as of 5/1/19. Debit PIN & International transactions ineligible. Ends 12/31/19. Restrictions apply. Prize images are for illustrative purposes only. Click below for Official Rules and complete details.

Official Rules


auto loans

New & Used Autos


The race is on for a new or used car with EFCU! Current rates are as low as 2.99% APR for up to 66 months on 2016 & newer models (some restrictions apply). Hurry! Rates valid thru May 31.
Repayment Example: For a new auto, if you borrow $45,000 at 2.99% APR for 66 months, your monthly payment is approximately $741.22.


Preventing Tech Scams Against the Elderly


An increasingly more common form of elder fraud is the tech-support scam. This is where criminals trick victims into giving remote access to their computers while pretending to provide technical support. Arming yourself with information to combat scams is critical.

read more about preventing tech scams

Allpoint ATM Network logo

More is better.


Now, members have access to 80,000+ surcharge-free ATMs WORLDWIDE. We've added Allpoint, the largest retail-based ATM network. Find Allpoint ATMs in retail locations including Target, Winn Dixie, CVS Pharmacy and Walgreens.

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Credit Card Protection: There's an App for That


Perfect for safety, security... and those scary moments when you're not quite sure where your card might be, the CardNav app allows you to turn your EFCU Credit Card on or off in seconds using your mobile device. CardNav can also send you real-time alerts based on the preferences you set up.




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Debit Card Protection: There's an App for That


Use your mobile device to instantly turn your EFCU Debit Card on or off. This is a useful tool for peace of mind if your card is misplaced or stolen. CardValet can also send real-time alerts when your Debit Card is used, a transaction is approved and exceeds a specified amount, or your Debit Card has been attempted but is declined.