EFCU Mastercard

Live your best life this summer with an EFCU Mastercard®!

Get your card today by applying at any of our 9 branches. Stop by, apply, get your card and get shopping!.

*During normal business hours. Subject to membership and credit approval.

Before a disaster hits, be prepared

Hurricane season for Florida is June 1 to Nov. 30.

Low rates worth celebrating!

Get a new or used auto loan with rates as low as 2.29% APR for up to 66 months (some restrictions apply).

apply now

Protect Yourself from a Mortgage Closing Wiring Scam

There has been an increase in fraud targeting mortgage closing companies and consumers near the closing date of their dream property.

ATMs Under Construction

Our Niceville & Jonquil ATM locations are currently being upgraded to add more services with the installation of Video Teller/ATMs.

Where's my Refund?

Check the status of a tax refund in just a few clicks using the IRS Where's My Refund tool

CO-OP Network

Through CO-OP Shared Branch and ATMs, credit unions from all over the country are connected to give members thousands of convenient locations to perform transactions just as if they were in their home credit union. Whether you are at work, home, or your favorite travel destination, EFCU is always nearby.

 Text your ZIP code to 91989 to find a surcharge-free CO-OP ATM near you

Video Teller Machines

We are excited about our new Video Tellers.

Inflation Fighting Tips to Preserve Your Spending Power

When prices rise, every dollar earned is worth less, making it more challenging to make ends meet.

Mobile Check Deposit

Make deposits without visiting a branch.

EFCU ATMs that accept deposits

Online Banking

24/7 Access to manage your EFCU accounts securely and conveniently from your personal computer or mobile device.

Tax Scam Information

Know the telltale signs of common tax scams.

24 Hour Depository

Safe, convenient depository boxes are available 24/7 at all branch locations.
Deposits made after 4pm will be processed the following business day.

EFCU Mobile App

24/7 access to manage your EFCU accounts from your smartphone.

Surcharge-Free ATMs

EFCU members have access to 80,000+ surcharge-free ATMs WORLDWIDE.

Bill Payer

Schedule as many one-time or recurring payments as you like up to a year in advance. To setup Bill Payer or to learn more, log in and click the "Bill Payer" button located under the 'eServices' tab.

ACH Origination

ACH Origination allows you to make electronic payments to your loans at other institutions, or pay your EFCU loan with funds automatically transferred from your account at another institution.