Make secure electronic payments or deposits conveniently and quickly online or by phone.
For your convenience, we now offer more ways to make electronic loan payments and deposits into your EFCU Account.
In order to quickly process your request, please have the following information:
- Your EFCU account number or credit card number for your EFCU loan payment or deposit
- The account number at the other financial institution, or your non-EFCU credit card number where the funds are coming from
- The Routing and Transit Number for your other financial institutions
- The amount of your loan payment or deposit
- Your email address to receive electronic confirmation of your authorization.
1. Pay Online
Pay your EFCU loans, Mastercard, Mortgage payments or make a deposit into your EFCU account from your savings or checking account at another financial institution. This one-time payment/deposit is processed within 24 hours (one business day). There is a $3.00 per transaction fee.
Click here to get started
2. Pay by Phone
Pay your EFCU loans, Mastercard or Mortgage payments with your non-EFCU credit card. This one-time payment is processed within 48 hours (2 business days). There is a $10.00 per transaction fee which covers up to three payments. Call 850-862-0111 ext. 1402.
3. Recurring Payments
To Make Recurring Payments on EFCU loans with funds from another financial institution or to make recurring loan payments from your EFCU account to another financial institution – Call 850-862-0111 ext. 1402 or visit any EFCU branch to complete the authorization. There is no charge for recurring ACH electronic payments.
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