Debt & Asset Protection
Eglin FCU Debt Protection is a voluntary loan protection product that will cancel or waive your loan payment(s), up to the contract maximums if a protected event such as disability, loss of life, or involuntary unemployment occurs. Eglin FCU Debt Protection may be added to your existing loan(s) at any time.
To Purchase Eglin FCU Debt Protection Call 850.862.0111 or 800.367.6159 x.1751.
Availability – Eglin FCU Debt Protection is available for Auto, Recreational Vehicle, Boat, Personal Watercraft, Signature, Line-of-Credit loans and EFCU Mastercard. Not available on SAFE or home secured loans.
How can Eglin FCU Debt Protection Help?
Life – Give your loved ones time to get back on their feet financially in the event of your death by cancelling the loan balance as of the date of death. (Maximum benefit up to $100,000)
Disability – Help avoid bills piling up as you regain your health and earning capacity. Use this benefit as a supplement to any disability coverage you may receive from your employer. Cancels up to 36 monthly payments with a maximum aggregate benefit of $36,000 per period of disability with a 30 day elimination period.
Involuntary Unemployment – Ensure that your loan payment is taken care of as you search for new employment. Borrower must be actively at work 25 hours per week at time of Involuntary Unemployment. Borrower must qualify for and be receiving state unemployment benefits. Cancels up to six months of payments up to a total of $3000 with a 30 day elimination period.
Additional information will be provided before you agree, sign and pay for Eglin FCU Debt Protection.
Optional Guaranteed Asset Protection (GAP)
With the rising cost of vehicles, fast depreciation and longer vehicle loan terms, GAP may be a smart option to add. Negative equity occurs when you owe more than what your collateral is worth. In the event your vehicle is stolen or totaled GAP can help fill the gap between what your vehicle insurance will pay and what you owe on your loan. GAP helps you prepare for the unexpected.
As low as 1.99% APR. Stop in at local preferred dealers in Okaloosa or Escambia County and process your EFCU loan at the dealership.
Apply online for a PAL (pre-approved loan) to take to any licensed dealership in the USA.
Visit AutoSMARTTM to locate new or used vehicles available in your area.
View Auto Rates
Compare, switch, and save with our low-cost credit cards: Platinum Mastercard® or Eglin Platinum Rewards. Both cards have no balance transfer fee, no annual fee, no cash advance fee and only 1.1% International Transaction Fee.
We finance new home purchases in 7 Florida counties. Compare our rates and low fees and enjoy the savings! Looking to refinance or make home improvements? We can help with that too!
View Mortgage Rates
Copyright © 2017 Eglin Federal Credit Union.
Routing Number 263178070
Careers | Privacy & Security
Contact Us | 850.862.0111 | 800.367.6159
838 Eglin Parkway NE - FWB, FL - 32547-2781
Federally Insured by NCUA | Equal Housing Opportunity
Information submitted to EFCU via email is not encrypted and may not be secure.
Links to other sites are provided as a convenience to our visitors.
The Credit Union is not responsible for the availability, content, or privacy practices of any linked site.
* APR = Annual Percentage Rate.