Manage your EFCU Debit Card usage through your mobile device by defining when, where and how your payment card is used.


Your Card on Your Terms

Available from the Google Play store or the iTunes App Store, the free CardValet® app gives you more control over when, where and how your EFCU Debit Card is used. Watch the video below to learn more.

With CardValet® You Can:

• Turn your EFCU Debit Card on or off instantly
Use your mobile device to instantly turn your EFCU Debit Card on or off. This is a useful tool for parental control and peace of mind if your card is misplaced or stolen.
• Control maximum transaction amounts
Set spending limits on your Debit Card. This is a great tool for parents. The spending limit can be adjusted at any time through the CardValet app.
• Control where your card can be used
Control where your EFCU Debit Card is used based on specific merchant categories (gas, hotels, travel, restaurants, groceries, or electronic stores) or restrict transactions to only be allowable if they occur within a specified range of your mobile device (requires location services to be active on your device).
• Receive alerts
CardValet can send a real-time alert when your Debit Card is used, when a transaction is approved and exceeds a specified amount, or when your Debit Card has been attempted but is declined.


 If you forget your CardValet username, please call 850.862.0111 and select Option #1 to speak with an EFCU Card Services Representative (Monday-Friday 9am-5pm).