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Your Card on Your Terms

Available for Apple and Android devices, CardValet allows you to manage your EFCU Debit Card usage through your mobile device by defining when, where and how your debit card is used.

CardValet Features

  • Turn your EFCU Debit Card on or off instantly
    Use your mobile device to instantly turn your EFCU Debit Card on or off. This is a useful tool for parental control and peace of mind if your card is misplaced or stolen.
  • Control maximum transaction amounts
    Set spending limits on your Debit Card. This is a great tool for parents. The spending limit can be adjusted at any time through the CardValet app.
  • Control where your card can be used
    Control where your EFCU Debit Card is used based on specific merchant categories (gas, hotels, travel, restaurants, groceries, or electronic stores) or restrict transactions to only be allowable if they occur within a specified range of your mobile device (requires location services to be active on your device).
  • Receive alerts
    CardValet can send a real-time alert when your Debit Card is used, when a transaction is approved and exceeds a specified amount, or when your Debit Card has been attempted but is declined.
 If you forget your CardValet username, please call 850.862.0111 (Option 1) to speak with an EFCU Card Services Representative (Monday-Friday 9am-5pm).