Eglin Federal Credit Union
Routing Number: 263178070

Account Services including: eStatements, bill payer, ePayments, overdraft protection, courtesy pay, direct deposit, periodic transfer of funds, ACH origination, and COOP Shared Branch & ATMs.

eStatements provide online access to your account statements instead of by mail. Besides being an excellent way to help our environment, going paperless is also a fast, convenient and safe way to view your monthly statement. This service is free to all EFCU members and can be cancelled at any time. To receive eStatements, Home Branch access is required.
Set up eStatements today by logging into Home Branch and selecting 'eStatements' under 'eServices' in the top navigation bar.

Free with a minimum of 3 transactions monthly, Bill Payer allows you to schedule as many one-time or recurring payments as you like up to a year in advance. Scheduled payments may be added, removed, or edited at your convenience. Bill Payer requires Home Branch access.
To setup Bill Payer or to learn more, click the "Bill Payer" button located under 'eServices' inside Home Branch.

Make secure, convenient, and quick payments and deposits to your EFCU Accounts, Loans, or Mastercard online or by phone.

  • Pay Online: Pay from your savings or checking account at another financial institution. This one-time payment/deposit is processed within 24 hours (one business day). A $3 fee per transaction applies. Click here to make an online payment.
  • Pay by Phone: Pay with your non-EFCU credit card. This one-time payment is processed within 48 hours (2 business days). A $10 fee per transaction applies, covering up to three payments. To make a payment by phone, call 850.862.0111 (option 4).

By linking your EFCU Checking Account to your Savings Account or Line-of-Credit Loan, Overdraft Protection can prevent returned checks and declined purchases as a result of insufficient available funds.
To set up Overdraft Protection for your EFCU Checking Account, you may speak to an EFCU representative at a branch or contact Member Services by phone at 850.862.0111 (option 4) or secure email.

Courtesy Pay is an optional, additional overdraft protection service that will, for a small fee, cover qualifying costs that incur a negative balance on your Premium Checking account.
To set up Courtesy Pay: Fill out this online form and submit via DocuSign, speak to an EFCU representative at a branch, or contact Member Services by phone at 850.862.0111 (option 4) or secure email.

Easy and convenient, Direct Deposit automatically transfers your paycheck into your EFCU Accounts electronically. When establishing Direct Deposit, you can specify how much of your income will be deposited into each of your accounts.
To set up Direct Deposit, you may speak to an EFCU representative at a branch or contact Member Services by phone at 850.862.0111 (option 4) or secure email.

Arrange for an automatic transfer of funds from shares at EFCU to other EFCU share suffixes or loan suffixes. There's no fee and you choose the date and frequency. PTOF can be set up for one-time or recurring transfers and cross-account transfers are available with proper authorization.
To establish a PTOF and for more details sign in to Home Branch and select 'Scheduled Transfers' under the 'Transfers' tab in the navigation bar.
Also known as automatic electronic payments, ACH Origination allows you to make electronic loan payments to other institutions, or pay your EFCU loan with funds automatically transferred from another institution.
To set up an automatic electronic payment, you may speak to an EFCU representative at a branch or contact Member Services by phone at 850.862.0111 (option 4) or secure email.

Through CO-OP Shared Branch, credit unions from all over the country are connected to give members thousands of convenient locations to perform transactions just as if they were in their home credit union. Whether you are at work, home, or your favorite travel destination, EFCU is always nearby.

locate a CO-OP Shared Branch or ATM


*APR = Annual Percentage Rate.
Routing Number: 263178070
838 Eglin Parkway NE, Fort Walton Beach, FL 32547-2781

© 2017 Eglin Federal Credit Union. Eglin Federal Credit Union is Federally Insured by NCUA. Equal Housing Lender. Equal Opportunity Employer. Information submitted to EFCU via email is not encrypted and may not be secure. Links to other sites are provided as a convenience to our visitors. The Credit Union is not responsible for the availability, content, or privacy practices of any linked site. Images used for representational purposes only; do not imply government endorsement.