Financing your new motorcycle purchase with Eglin FCU is quick & easy. We offer low rates & flexible terms to meet your needs.
apply for a Motorcycle LoanEglin Federal Credit Union considers a Motorcycle as new if it has never been titled or registered and is 5 years old or newer. When you're ready to apply for a Motorcycle Loan, click the link below to apply online or visit a branch during business hours. Rates provided are current as of Wednesday, October 15, 2025 and are subject to change.
New Motorcycle Loans up to $10,000 are available for loan terms of 60 months for rates as low as 6.00% APR (Annual Percentage Rate). New Motorcycle Loans from $10,001 to $20,000 are available for loan terms of 72 months for rates as low as 7.75% APR (Annual Percentage Rate). New Motorcycle Loans over $20,000 are available for loan terms of 84 months for rates as low as 8.25% APR (Annual Percentage Rate).
| Loan value | Loan term | APR*(as low as) |
| Up to $10,000 | 60 Months | 6.00% |
| Over $10,000 | 72 Months | 7.75% |
| Over $20,000 | 84 Months | 8.25% |
Sample Repayment: For a $25000 Motorcycle Loan over a term of 60 months at an APR of 6.00%, the approximate monthly payments would be $482.37.
Cancel or waive your loan payment(s) up to the contract maximums if a protected event such as disability, loss of life, or involuntary unemployment occurs.
How do I apply for a Motorcycle Loan?
To apply for a Motorcycle Loan you may either visit a branch during business hours or you may apply online by clicking the "apply for a Motorcycle Loan" link on our Motorcycle Loan page.
How do I make payments to my Motorcycle Loan?
There are several convenient options for making loan payments. You can make a loan payment by transferring funds from your Eglin FCU Checking or Savings account through our Online Banking service or Mobile App. Alternatively, you can use the External Transfers feature within Online Banking or the Mobile App to make a payment to your loan from your checking or savings account at another financial institution. If you prefer, you can request to make a loan payment at one of our Video Teller machines during business hours, or you can visit any of our local branches to make a loan payment in person. You can also make your payment by mail. If you need more information on loan payment options, please call us at 850.862.0111, Option 2, or stop by one of our branch locations during business hours.
How do I make payments to my Motorcycle Loan? There are several convenient options for making Motorcycle Loan payments. You can easily make a Motorcycle Loan payment by transferring funds from your Eglin FCU Checking or Savings account through our Online Banking service or Mobile App. Alternatively, you can use the External Transfers feature within Online Banking or the Mobile App to make a payment to your Motorcycle Loan from your checking or savings account at another financial institution. If you prefer, you can request to make a Motorcycle Loan payment at one of our Video Teller machines during business hours, or you can visit any of our local branches to make a loan payment in person. If none of these options suit you, sending your Motorcycle Loan payment with a check via mail is always an option. If you need more information on loan payment options, please call us at 850.862.0111, Option 2, or stop by one of our branch locations during business hours.
A down payment of up to 15% of the purchase price may be required based on creditworthiness. The down payment must be in cash or trade equity. Rebates and discounts do not apply to the down payment.
Eglin FCU does not finance used motorcycles. We only finance new motorcycle purchases.
Eglin FCU does not finance motorcycles purchased from individuals. We only finance new motorcycles purchased from licensed dealers.
Routing Number: 263178070
*APR = Annual Percentage Rate.
