No Origination Fees, No Lender Fees.
We offer more than just a competitive rate and great service. Other than normal closing costs we do not charge origination, pre-payment penalty, underwriting, processing, tax service, document preparation or administrative fees. These fees could really add up and avoiding them could save you several thousand dollars on your next home purchase. To apply, contact our Mortgage Services team today at 850.862.0111 (Option 3) or via secure email.
Before you begin the application process, we recommend you click and read the links below. "What to Expect" explains our loan process from beginning to end and the "Loan Checklist" outlines exactly what paperwork and other documentation you will need to move forward. We also provide a list of EFCU-Approved Service Providers. When you're ready to apply, contact our Mortgage Services team at 850.862.0111 (Option 3) or via secure email.
Are you a realtor?
Here at EFCU we have a different way of doings things than other lenders. Prior to ordering title work, surveys, or other services, please take the time to review our loan process, requirements and list of approved service providers. Click the links below to learn more about the various aspects of financing a fixed conventional loan with EFCU. If you have any questions, please contact us at 850.862.0111 (Option 3) or via secure email.