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July 22, 2010, Alexandria, Va. – President Barack Obama signed into law the Dodd-Frank Wall Street Reform and Consumer Protection Act. Included in this sweeping legislation are provisions making permanent the $250,000 maximum federal deposit insurance level, which had been temporary until December 31, 2013.
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Credit Card Connection is a not-for-profit effort organized to connect consumers directly to the most fair and ethical credit card programs in the country. To be included on Credit Card Connection’s Dean’s List, the credit card program has to earn 5 stars:
• Rates cannot exceed 18% APR
• No annual fee
• No balance transfer fees
• No penalty rate
• Late fees at or less than $25.
EFCU made the dean’s list at creditcardconnection.org and offers an excellent MasterCard program.
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We have made changes to your periodic statement to comply with federal regulations. The changes pertain to loans that fall under the Permanent Loan Agreement (PLA).
Members who have a Line-of-Credit Loan and other loans that fall under the PLA will start receiving a monthly statement. These loans will also be grouped on your statement according to plans. Each plan is determined by the borrowers who are obligated on the loan(s).
Each plan has a summary for fees and interest for the statement period and the year-to-date in order to help borrowers better understand the cost of credit.
The periodic rate is now expressed as an Annual Percentage Rate (APR).
The term “Finance Charged” has been changed to “Interest Charged.”
There has been no change to how your interest on loans is computed, but the Balance Computation Method is now reflected on all open-end loans.
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Buy Foreign Currency Online
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Questions dial:
1-877-EZFOREX or 1-877-393-6739
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Eglin Federal Credit Union will never call, email or text message you to verify your Eglin Federal Credit Union account information, such as your account number, card number, card expiration date, password and/or PIN number.
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