Eglin Federal Credit Union


Line-of-Credit Signature


SAFE Loans - Salary Advance

Guarantor Loans

Personal Signature Loans

Safe Loan

SAFE Loan, an alternative to payday loans. When the unexpected happens and your savings won't cover the expense, turn to your Credit Union for a SAFE solution.

Whatever the emergency:
  • Pay Bills
  • Car Repairs
  • Family Emergency
  • Other unexpected expenses
Use Eglin Federal Credit Union's Salary Advance for Emergency (SAFE) Loan to help you out of a tight spot instead of high cost payday loans or check cashing services.

Repayment Period APR* Max Loan Amount
120 days 16.9% $500

  • Your account must be in good standing
  • You must be with your current employer for at least two months
  • Your Eglin FCU account must be opened for at least 30 days
  • Your payroll must be direct deposited to your Eglin FCU account
  • The loan amount is limited to of your monthly pay or $500, whichever is less
  • Bring in your most current pay statement
Payments can be made automatically by payroll deduction. You can only have one SAFE Loan at a time. It must be paid off before applying for another loan. Only four SAFE Loans are allowed during one calendar year.

Members are required to complete the BALANCE Money Management Counseling course prior to receiving their second SAFE Loan of each calendar year. To enroll in the course, call 888.456.2227. This course is not offered online.

BALANCE is a free and confidential service offered to Eglin FCU members that provides financial counseling and education. See what BALANCE has to offer at

* APR = Annual Percentage Rate
The above rates are current as of Wednesday, March 29, 2017 and are subject to change.
Payments are due on each payday. Minimum payment is $25 weekly or $50
bi-weekly/semi-monthly or $100 monthly.

Safe Loan Payment Calculator
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APR*   %
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NCUA  We do business in Accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.