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Courtesy Pay

 
Courtesy Pay

Authorization for Debit Card POS Transactions

Federally mandated changes to the Electronic Funds Transfer Act, requires members to Opt-In if they wish to have the option of Courtesy Pay coverage on Debit Card Point of Sale (POS) purchases. Premium Checking accounts less than 30 days old and Basic Checking accounts are not eligible for Courtesy Pay. This service is only available to Premium Checking accounts in good standing, and at the discretion of EFCU.

If funds are not available for Debit Card POS purchases and the member has not completed an Opt-In Authorization, the transactions will be denied.

Opt-In for Courtesy Pay for Debit Card POS Transactions

To indicate your preference for Courtesy Pay or for information about other alternatives we offer for covering overdrafts, please contact us:

- In person at any EFCU branch location.
- By phone at 1-850-862-0111 or 1-800-367-6159 x1402
- Log in to Home Bracnch and click on the Accounts > Courtesy Pay option.

If you Opt In for debit card POS transactions, you may use any of the above options to revoke this authorization at any time.

Mailing address: 838 Eglin Parkway NE, Fort Walton Beach FL 32547-2781

Courtesy Pay Authorization for Debit Card POS Transactions

Courtesy Pay Disclosure Information
     


NCUA  We do business in Accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.

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