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Routing #263178070







Membership Requirements

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Employment / Associations  |   Family Membership  |   Geographic Area

Employment / Associations
Includes current employees or persons retired as pensioners or annuitants from the listed companies or member of the listed associations.

If your company/association is not listed, please contact our membership development officer at 862-0111 extension 1315.

View All Companies/Associations

A - C  |  D - G  |  H - K  |  L - O  |  P - S  |  T - Z

D ~ D A/C, Heating & Electrical Services
D-N-A Tile, Inc
D. Sheffield Construction, Inc.
Daher Contracting, Inc.
Data Software Services LLC.
David Costa Enterprises
DCS Corp.
Deariso Marketing Services
Design/Build Systems, Inc
Designer Kitchen ~ Bath, Inc.
Destin Fire Control, Inc.
Destin Gynecology Clinic
Destin Key Resorts
Destin Log, The
Destin Paint Center, Inc.
Destin Pools, Inc
Destin Surgery Clinic, P.A.
Destin Water Users, Inc.
DeVoe and Matthews LC
DGR Associates
DHL Express
Disabled Veterans
Distinctively Destin Jewelry and Gifts (AKA Legendary, Inc.)
Dominos Pizza/AKA: Paradise Pizza
DRS Training ~ Control Systems, Inc.
Dynamic Cleaning Systems
DynCorp - Multimedia Svcs Division
Dynetics Inc.
ECCO Motors
Ed`s Housekeeping
Eddie Bauer Outlet R 242
EDS Ordinance
Edward Jones-Destin Commons Office
Edwin Watts Golf
Elder Services of Okaloosa County
eleadCRM
Emerald Coast Accounting and Tax Services, LLC
Emerald Coast Advertising Federation
Emerald Coast Associates, Inc.
Emerald Coast Association of Realtors
Emerald Coast Business Center
Emerald Coast CPA, PA
Emerald Coast Custom Lawn-Scapes
Emerald Coast Design Build, Inc.
Emerald Coast Marine Services
Emerald Grand at Harbor Walk Village ( AKA Legendary, Inc.)
Environmental Services, Inc.
ERA Navarre Beach Agency, Inc.
Erin B. Sutton, D.M.D., P.A.
Expression Designworks
Fairfield Inn ~ Suites (Shalimar)
Family Chiropractic Clinic
Family Eye Care
Ferguson Enterprises, Inc.
First Assembly of God of Niceville, Inc.
First Baptist Church of Niceville
First Judicial Circuit Court of Florida
First Presbyterian Church of Destin
First United Methodist Church (Niceville)
Fixture Exchange
Flamingo Motorwerks, Inc.
Fleming`s Prime Steakhouse and Wine Bar
FLIR Systems, Inc
Florida Industrial Machinery
FM Fishing Corp.
Fort Walton Beach Chamber of Commerce
Fort Walton Beach Medical Center
Fort Walton Concrete, Inc.
Fort Walton Machining, Inc.
Fort Walton Paint and Body Shop
Four Points Sheraton
Four Seasons Air Conditioning, Heating ~ Refrigeration
Four Seasons Realty, Inc.
Fresenius Medical Care
Friendship Veterinary Hospital
Frozen Explosion Inc dba Dippin Dots
Ft. Walton Beach Communications
G-Team Investments dba Red Eye Joe`s Express
Gary Smith Ford, Inc.
Gary Smith Honda
Gatlin Lumber ~ Supply Company
General Computer Services Group, LLC
General Dynamics OTS
Gibson Welding Sheet Metal ~ Vent, Inc.
Glass Doctor
Glenn Williams Finishes, LLC
Global eTelecom, Inc
Global Transmission ~ Auto Services
Goldring Gulf Distributing
Gomez Concrete, L.L.C.
Good Shepherd Luthern Church
Government Contractor
GRC International
Gulf Breeze Media, Inc.
Gulf Coast Electric
Gulf Coast Management Services
Gulf Coast NeuroRestorative Center
Gulf Coast Paper Company
Gulf Coast Treatment Center
Gulf Coast Youth Academy
Gulf Coast Youth Services
Gulf South Contractors, Inc.
Gulfarium
Gulfshore Air Conditioning ~ Heating, Inc
Gus Corona Cafe
Gustin, Cothern, ~ Tucker, Inc.


Verify Identification
Federal Law requires financial institutions to obtain, verify and record information that identifies anyone (member, joint owner, custodian, guardian, trustee, Power of Attorney) with access to financial accounts.  We require:
  • Social Security/Tax ID Number (must be U.S. citizen or permanent resident alien)
  • Date of birth
  • Current residential address
  • Valid photo and signature ID

Regular Share Savings
This is the membership account. The $5.00 minimum deposit is required to retain membership and all other services. Credit Union provides, at no cost to the member, life insurance on this account which matches the amount on deposit up to $2000, depending on the member’s age at time of deposit. Review handout for details.

  • Membership fee: None.
  • Free Checking: A checking account requires an initial $5.00 deposit. Once you have established membership switching to EFCU Free Checking is easy when you use our Switch Kit.
Once A Member, Always A Member
No need to close an account if the member leaves the area. Members may maintain their account, as long as they keep a minimum of $5.00, a good address, and make at least one transaction each year.



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